For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Gopeswar branch in Chamoli, Gopeshwar Chamoli, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Chamoli or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code CBIN0284084. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Gopeswar, Chamoli

Below in the table are the key details related to IFSC Code CBIN0284084 of Central Bank Of India for its branch located in Chamoli, within the district of Gopeshwar Chamoli in the state of Uttarakhand.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284084
Branch Gopeswar
City Chamoli
District Gopeshwar Chamoli
State Uttarakhand
Address Cbi,Gopeswar Branch,1St Floor,Aman Complex,Indra Market,Gopeswar,Chamoli,Dist Chamoli,Uttrakhand 246401 Std Code 01372 Contact No.093588 52112/01352650107

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Chamoli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284084 for the Gopeswar branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Gopeswar, Chamoli, Uttarakhand, is provided a unique IFSC like CBIN0284084 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Central Bank Of India branch in Chamoli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Chamoli and Gopeshwar Chamoli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Central Bank Of India in Gopeswar do not get misguided to another person.

Format of the IFSC Code CBIN0284084

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gopeswar in Chamoli.

For example, the IFSC Code CBIN0284084 of Central Bank Of India for the Gopeswar branch includes these elements, identifying the bank and the branch location in Chamoli and Uttarakhand accurately.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0284084 of Central Bank Of India for its Gopeswar branch located in Chamoli, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Chamoli and Gopeshwar Chamoli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Gopeswar or Chamoli to get the exact IFSC Code CBIN0284084.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Chamoli, then it will provide you proper information.

How to Use IFSC Code CBIN0284084 for Online Transfers?

Once you have the IFSC Code CBIN0284084 for the Gopeswar branch of Central Bank Of India in Chamoli, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0284084. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0284084.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Gopeswar in Chamoli, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Gopeswar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Chamoli to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Gopeswar, Chamoli?

The IFSC Code is CBIN0284084.

Is the IFSC Code CBIN0284084 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Gopeswar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Gopeswar branch?

The address of the branch is Cbi,Gopeswar Branch,1St Floor,Aman Complex,Indra Market,Gopeswar,Chamoli,Dist Chamoli,Uttrakhand 246401 Std Code 01372 Contact No.093588 52112/01352650107 located in Chamoli, Gopeshwar Chamoli, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.