There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Datha branch in Bhavnagar, Datha, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Bhavnagar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code CBIN0280558. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Datha, Bhavnagar

Below in the table are the key details related to IFSC Code CBIN0280558 of Central Bank Of India for its branch located in Bhavnagar, within the district of Datha in the state of Gujarat.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0280558
Branch Datha
City Bhavnagar
District Datha
State Gujarat
Address Main Bazaar, Taluka Talaja, , Dist-Bhavnagar, Gujarat-364130

These details help users in online banking and for businesses and individuals who use Central Bank Of India in Bhavnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0280558 for the Datha branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Datha, Bhavnagar, Gujarat, are given a unique IFSC like CBIN0280558 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bhavnagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Bhavnagar and Datha.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Central Bank Of India in Datha goes to the correct branch. This is important because Central Bank Of India has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CBIN0280558

The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Datha in Bhavnagar.

For example, the IFSC Code CBIN0280558 of Central Bank Of India for the Datha branch includes these elements, identifying the bank and the branch location in Bhavnagar and Gujarat correctly.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0280558 of Central Bank Of India for its Datha branch located in Bhavnagar, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Bhavnagar and Datha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Datha or Bhavnagar to find the exact IFSC Code CBIN0280558.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Bhavnagar will provide accurate information.

How to Use IFSC Code CBIN0280558 for Online Transfers?

Once you have the IFSC Code CBIN0280558 for the Datha branch of Central Bank Of India in Bhavnagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0280558. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0280558.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Datha in Bhavnagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Datha, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bhavnagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Datha, Bhavnagar?

The IFSC Code is CBIN0280558.

Is the IFSC Code CBIN0280558 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Datha?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Datha branch?

The address of the branch is Main Bazaar, Taluka Talaja, , Dist-Bhavnagar, Gujarat-364130 located in Bhavnagar, Datha, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.