The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Dhamara branch in Bhadrak, Dhamara, Odisha, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Bhadrak or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code CBIN0283856. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Dhamara, Bhadrak

The table below shows the main details of the IFSC Code CBIN0283856 for the Central Bank Of India branch in Bhadrak, which falls under the Dhamara district in Odisha.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283856
Branch Dhamara
City Bhadrak
District Dhamara
State Odisha
Address At Aradi Chhak, Gelpur, Dosing, Dist Bhadrak, Orissa-756171

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Bhadrak for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0283856 for the Dhamara branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0283856 is given to every bank branch, including Central Bank Of India located in Dhamara, Bhadrak, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Bhadrak.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bhadrak and Dhamara.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Dhamara doesn't end up at another location.

Format of the IFSC Code CBIN0283856

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhamara in Bhadrak.

For example, the IFSC Code CBIN0283856 of Central Bank Of India for the Dhamara branch includes these elements, identifying the bank and the branch location in Bhadrak and Odisha accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0283856 of Central Bank Of India for its Dhamara branch located in Bhadrak, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Bhadrak and Dhamara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Dhamara or Bhadrak to get the exact IFSC Code CBIN0283856.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Bhadrak that will provide accurate information.

How to Use IFSC Code CBIN0283856 for Online Transfers?

If you have the IFSC Code CBIN0283856 for the Dhamara branch of Central Bank Of India in Bhadrak, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283856. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0283856.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Dhamara in Bhadrak, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Dhamara, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bhadrak manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Dhamara, Bhadrak?

The IFSC Code is CBIN0283856.

Is the IFSC Code CBIN0283856 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Dhamara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhamara branch?

The address of the branch is At Aradi Chhak, Gelpur, Dosing, Dist Bhadrak, Orissa-756171 located in Bhadrak, Dhamara, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.