Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Amjadpur (Puhouli) branch in Begusarai, Teghra, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Begusarai or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CBIN0283945. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Amjadpur (Puhouli), Begusarai
Here are some of the key details that come with the IFSC Code CBIN0283945 of Central Bank Of India for its branch located in Begusarai, within the district of Teghra in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0283945 |
| Branch | Amjadpur (Puhouli) |
| City | Begusarai |
| District | Teghra |
| State | Bihar |
| Address | Amjadpur,Bitholi /Pidhouli ,Near Teghra Barauni ,Dist Begusarai,Bihar 851133 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Begusarai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283945 for the Amjadpur (Puhouli) branch of Central Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0283945 is given to every bank branch, including Central Bank Of India located in Amjadpur (Puhouli), Begusarai, Bihar, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Begusarai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Begusarai and Teghra.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Amjadpur (Puhouli) doesn't end up at another location.
Format of the IFSC Code CBIN0283945
The format of the IFSC Code for banks, including Central Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Amjadpur (Puhouli) in Begusarai.
For example, the IFSC Code CBIN0283945 of Central Bank Of India for the Amjadpur (Puhouli) branch includes these elements, identifying the bank and the branch location in Begusarai and Bihar correctly.
How to Find IFSC Code for Central Bank Of India?
If you are looking for the IFSC Code CBIN0283945 of Central Bank Of India for its Amjadpur (Puhouli) branch located in Begusarai, the following methods can help:
Cheque Book
The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Central Bank Of India branches in Begusarai and Teghra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Amjadpur (Puhouli) or Begusarai to get the exact IFSC Code CBIN0283945.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Begusarai, then it will provide you proper information.
How to Use IFSC Code CBIN0283945 for Online Transfers?
If you have the IFSC Code CBIN0283945 for the Amjadpur (Puhouli) branch of Central Bank Of India in Begusarai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0283945. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Central Bank Of India IFSC Code CBIN0283945.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Central Bank Of India Amjadpur (Puhouli) in Begusarai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Amjadpur (Puhouli), here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Begusarai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0283945.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Amjadpur,Bitholi /Pidhouli ,Near Teghra Barauni ,Dist Begusarai,Bihar 851133 located in Begusarai, Teghra, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.