There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Barpeta Town branch in Barpeta, Barpeta, Assam, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Barpeta or anywhere in Assam can easily transfer funds instantly by using the correct IFSC Code CBIN0283217. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Barpeta Town, Barpeta

Here are the key points that are associated with the IFSC Code CBIN0283217 of Central Bank Of India for its branch located in Barpeta, within the district of Barpeta in the state of Assam.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283217
Branch Barpeta Town
City Barpeta
District Barpeta
State Assam
Address B.K. Road, P.O. Barpeta, Dist- Barpeta, Assam-781301

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Barpeta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283217 for the Barpeta Town branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0283217 is given to every bank branch, including Central Bank Of India located in Barpeta Town, Barpeta, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Barpeta.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Barpeta and Barpeta.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Barpeta Town doesn't end up at another location.

Format of the IFSC Code CBIN0283217

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barpeta Town in Barpeta.

For example, the IFSC Code CBIN0283217 of Central Bank Of India for the Barpeta Town branch includes these elements, identifying the bank and the branch location in Barpeta and Assam accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0283217 of Central Bank Of India for its Barpeta Town branch located in Barpeta, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Barpeta and Barpeta, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Barpeta Town or Barpeta to find the exact IFSC Code CBIN0283217.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Barpeta will provide accurate information.

How to Use IFSC Code CBIN0283217 for Online Transfers?

Once you have the IFSC Code CBIN0283217 for the Barpeta Town branch of Central Bank Of India in Barpeta, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283217. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0283217.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Barpeta Town in Barpeta, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Barpeta Town, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Barpeta to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Barpeta Town, Barpeta?

The IFSC Code is CBIN0283217.

Is the IFSC Code CBIN0283217 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Barpeta Town?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Barpeta Town branch?

The address of the branch is B.K. Road, P.O. Barpeta, Dist- Barpeta, Assam-781301 located in Barpeta, Barpeta, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.