Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Barpeta Ro branch in Barpeta, Barpeta Road, Assam, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Barpeta or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CBIN0284358. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Barpeta Ro, Barpeta
Here are the key points that are associated with the IFSC Code CBIN0284358 of Central Bank Of India for its branch located in Barpeta, within the district of Barpeta Road in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0284358 |
| Branch | Barpeta Ro |
| City | Barpeta |
| District | Barpeta Road |
| State | Assam |
| Address | Central Bank Of India,Barpeta Ro,P O , Barpeta Road,Barpeta-781315 |
These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Barpeta for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284358 for the Barpeta Ro branch of Central Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Barpeta Ro, Barpeta, Assam, are allotted a unique IFSC like CBIN0284358 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Barpeta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Barpeta and Barpeta Road.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Central Bank Of India in Barpeta Ro reaches the right place, even though there are thousands of branches in Assam and across India.
Format of the IFSC Code CBIN0284358
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barpeta Ro in Barpeta.
For example, the IFSC Code CBIN0284358 of Central Bank Of India for the Barpeta Ro branch includes these elements, identifying the bank and the branch location in Barpeta and Assam accurately.
How to Find IFSC Code for Central Bank Of India?
If you are looking for the IFSC Code CBIN0284358 of Central Bank Of India for its Barpeta Ro branch located in Barpeta, the following methods can help:
Cheque Book
The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Central Bank Of India branches in Barpeta and Barpeta Road, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Barpeta Ro or Barpeta to get the exact IFSC Code CBIN0284358.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Barpeta, then it will provide you proper information.
How to Use IFSC Code CBIN0284358 for Online Transfers?
Once you have the IFSC Code CBIN0284358 for the Barpeta Ro branch of Central Bank Of India in Barpeta, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CBIN0284358. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284358.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Barpeta Ro in Barpeta, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Barpeta Ro, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Barpeta manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0284358.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Central Bank Of India,Barpeta Ro,P O , Barpeta Road,Barpeta-781315 located in Barpeta, Barpeta Road, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.