For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Keshabpur branch in Barddhaman, Keshabpur, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CBIN0282488. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Keshabpur, Barddhaman

Here are some of the key details that come with the IFSC Code CBIN0282488 of Central Bank Of India for its branch located in Barddhaman, within the district of Keshabpur in the state of West Bengal.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282488
Branch Keshabpur
City Barddhaman
District Keshabpur
State West Bengal
Address Village Keshabpur, Post Office Sankari, Dist-Bardhaman, West Bengal-713424

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Barddhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282488 for the Keshabpur branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0282488 is given to every bank branch, including Central Bank Of India located in Keshabpur, Barddhaman, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Barddhaman.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Barddhaman and Keshabpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Keshabpur doesn't end up at another location.

Format of the IFSC Code CBIN0282488

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Keshabpur in Barddhaman.

For example, the IFSC Code CBIN0282488 of Central Bank Of India for the Keshabpur branch includes these elements, identifying the bank and the branch location in Barddhaman and West Bengal accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0282488 of Central Bank Of India for its Keshabpur branch located in Barddhaman, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Central Bank Of India branches in Barddhaman and Keshabpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Keshabpur or Barddhaman to get the exact IFSC Code CBIN0282488.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Barddhaman, you'll get the correct details.

How to Use IFSC Code CBIN0282488 for Online Transfers?

Once you have the IFSC Code CBIN0282488 for the Keshabpur branch of Central Bank Of India in Barddhaman, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0282488. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0282488.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Keshabpur in Barddhaman, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Keshabpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Barddhaman manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Keshabpur, Barddhaman?

The IFSC Code is CBIN0282488.

Is the IFSC Code CBIN0282488 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Keshabpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Keshabpur branch?

The address of the branch is Village Keshabpur, Post Office Sankari, Dist-Bardhaman, West Bengal-713424 located in Barddhaman, Keshabpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.