The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Rasoolpur Sipaha (Melaraiganj) branch in Bara Banki, Mailarayganj, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Bara Banki or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CBIN0282674. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Rasoolpur Sipaha (Melaraiganj), Bara Banki

Here are the key points that are associated with the IFSC Code CBIN0282674 of Central Bank Of India for its branch located in Bara Banki, within the district of Mailarayganj in the state of Uttar Pradesh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282674
Branch Rasoolpur Sipaha (Melaraiganj)
City Bara Banki
District Mailarayganj
State Uttar Pradesh
Address Village - Rasoolpur Sipaha, Post - Badosarai, Tehsil - Sirauli Gaudpur, Dist- Barabanki, Uttar Pradesh-225207

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Bara Banki for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282674 for the Rasoolpur Sipaha (Melaraiganj) branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0282674 is given to every bank branch, including Central Bank Of India located in Rasoolpur Sipaha (Melaraiganj), Bara Banki, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Bara Banki.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bara Banki and Mailarayganj.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Rasoolpur Sipaha (Melaraiganj) doesn't end up at another location.

Format of the IFSC Code CBIN0282674

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rasoolpur Sipaha (Melaraiganj) in Bara Banki.

For example, the IFSC Code CBIN0282674 of Central Bank Of India for the Rasoolpur Sipaha (Melaraiganj) branch includes these elements, identifying the bank and the branch location in Bara Banki and Uttar Pradesh accurately.

How to Find IFSC Code for Central Bank Of India?

If you are looking for the IFSC Code CBIN0282674 of Central Bank Of India for its Rasoolpur Sipaha (Melaraiganj) branch located in Bara Banki, the following methods can help:

Cheque Book

The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Central Bank Of India branches in Bara Banki and Mailarayganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Rasoolpur Sipaha (Melaraiganj) or Bara Banki to get the exact IFSC Code CBIN0282674.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Bara Banki, then it will provide you proper information.

How to Use IFSC Code CBIN0282674 for Online Transfers?

Once you have the IFSC Code CBIN0282674 for the Rasoolpur Sipaha (Melaraiganj) branch of Central Bank Of India in Bara Banki, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0282674. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282674.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Rasoolpur Sipaha (Melaraiganj) in Bara Banki, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Rasoolpur Sipaha (Melaraiganj), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bara Banki to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Rasoolpur Sipaha (Melaraiganj) Bara Banki?

The IFSC Code of the Rasoolpur Sipaha (Melaraiganj) Bara Banki branch is CBIN0282674.

Is IFSC Code CBIN0282674 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Rasoolpur Sipaha (Melaraiganj) branch?

The branch is located at Village - Rasoolpur Sipaha, Post - Badosarai, Tehsil - Sirauli Gaudpur, Dist- Barabanki, Uttar Pradesh-225207.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.