Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Banerghata Road branch in Bangalore Urban, Bannerghatta, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Bangalore Urban or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CBIN0283547. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Banerghata Road, Bangalore Urban

Here are some of the key details that come with the IFSC Code CBIN0283547 of Central Bank Of India for its branch located in Bangalore Urban, within the district of Bannerghatta in the state of Karnataka.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283547
Branch Banerghata Road
City Bangalore Urban
District Bannerghatta
State Karnataka
Address 383/1A,Hulimavu Bannerghatta Road,Bangalore 560076,Metro,State Karnataka,Tel.No.080 26482218

These details help users in online banking and for businesses and individuals who use Central Bank Of India in Bangalore Urban for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283547 for the Banerghata Road branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Banerghata Road, Bangalore Urban, Karnataka, is provided with a unique IFSC like CBIN0283547 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Bangalore Urban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bangalore Urban and Bannerghatta.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Banerghata Road do not get mixed with another location.

Format of the IFSC Code CBIN0283547

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Banerghata Road in Bangalore Urban.

For example, the IFSC Code CBIN0283547 of Central Bank Of India for the Banerghata Road branch includes these elements, identifying the bank and the branch location in Bangalore Urban and Karnataka accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0283547 of Central Bank Of India for its Banerghata Road branch located in Bangalore Urban, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Central Bank Of India branches in Bangalore Urban and Bannerghatta, print them on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Banerghata Road or Bangalore Urban to get the exact IFSC Code CBIN0283547.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Bangalore Urban, you'll get the correct details.

How to Use IFSC Code CBIN0283547 for Online Transfers?

Once you have the IFSC Code CBIN0283547 for the Banerghata Road branch of Central Bank Of India in Bangalore Urban, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283547. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Central Bank Of India IFSC Code CBIN0283547.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Central Bank Of India Banerghata Road in Bangalore Urban, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Banerghata Road, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Bangalore Urban manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Banerghata Road, Bangalore Urban?

The IFSC Code is CBIN0283547.

Is the IFSC Code CBIN0283547 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Banerghata Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Banerghata Road branch?

The address of the branch is 383/1A,Hulimavu Bannerghatta Road,Bangalore 560076,Metro,State Karnataka,Tel.No.080 26482218 located in Bangalore Urban, Bannerghatta, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.