The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Sauga (Shabga) branch in Baghpat, Shabga, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Baghpat or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CBIN0282212. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Sauga (Shabga), Baghpat

The table below shows the main details of the IFSC Code CBIN0282212 for the Central Bank Of India branch in Baghpat, which falls under the Shabga district in Uttar Pradesh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0282212
Branch Sauga (Shabga)
City Baghpat
District Shabga
State Uttar Pradesh
Address Vill. & Post Sauga Via Chhapranti,Tehsil Bagpat,Block Barat,Dist Bagpat,Uttar Pradesh 250617

These details are essential not only for online banking users but also for businesses and individuals who use Central Bank Of India in Baghpat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282212 for the Sauga (Shabga) branch of Central Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Sauga (Shabga), Baghpat, Uttar Pradesh, is provided with a unique IFSC like CBIN0282212 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Baghpat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Baghpat and Shabga.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Sauga (Shabga) do not get mixed with another location.

Format of the IFSC Code CBIN0282212

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sauga (Shabga) in Baghpat.

For example, the IFSC Code CBIN0282212 of Central Bank Of India for the Sauga (Shabga) branch includes these elements, identifying the bank and the branch location in Baghpat and Uttar Pradesh accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0282212 of Central Bank Of India for its Sauga (Shabga) branch located in Baghpat, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Central Bank Of India branches in Baghpat and Shabga, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Sauga (Shabga) or Baghpat to get the exact IFSC Code CBIN0282212.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Baghpat, you'll get the correct details.

How to Use IFSC Code CBIN0282212 for Online Transfers?

Once you have the IFSC Code CBIN0282212 for the Sauga (Shabga) branch of Central Bank Of India in Baghpat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0282212. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282212.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Sauga (Shabga) in Baghpat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Sauga (Shabga), here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Baghpat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Sauga (Shabga) Baghpat?

The IFSC Code of the Sauga (Shabga) Baghpat branch is CBIN0282212.

Is IFSC Code CBIN0282212 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Sauga (Shabga) branch?

The branch is located at Vill. & Post Sauga Via Chhapranti,Tehsil Bagpat,Block Barat,Dist Bagpat,Uttar Pradesh 250617.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.