Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Central Bank Of India for its Talcher branch in Angul, Talcher, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Central Bank Of India located in Angul or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code CBIN0284089. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Talcher, Angul

Below in the table are the key details related to IFSC Code CBIN0284089 of Central Bank Of India for its branch located in Angul, within the district of Talcher in the state of Odisha.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0284089
Branch Talcher
City Angul
District Talcher
State Odisha
Address Cbi,Talcher Branch,Sharma Chhak,P.O. Talcher. Dt. Angul,Odisha 759100 Std.Code 06760Mobile No.9861031592

These details help users in online banking and for businesses and individuals who use Central Bank Of India in Angul for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0284089 for the Talcher branch of Central Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Talcher, Angul, Odisha, is provided with a unique IFSC like CBIN0284089 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Angul.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Angul and Talcher.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Talcher do not get mixed with another location.

Format of the IFSC Code CBIN0284089

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Talcher in Angul.

For example, the IFSC Code CBIN0284089 of Central Bank Of India for the Talcher branch has these elements, identifying the bank and the branch location in Angul and Odisha correctly.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0284089 of Central Bank Of India for its Talcher branch located in Angul, the following methods can help:

Cheque Book

The cheque books that are issued by Central Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Angul and Talcher, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and find the branch locator section. Search for Talcher or Angul to get the exact IFSC Code CBIN0284089.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Central Bank Of India and Angul that will provide accurate information.

How to Use IFSC Code CBIN0284089 for Online Transfers?

Once you have the IFSC Code CBIN0284089 for the Talcher branch of Central Bank Of India in Angul, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0284089. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0284089.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Talcher in Angul, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Talcher, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Angul manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Talcher, Angul?

The IFSC Code is CBIN0284089.

Is the IFSC Code CBIN0284089 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Talcher?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Talcher branch?

The address of the branch is Cbi,Talcher Branch,Sharma Chhak,P.O. Talcher. Dt. Angul,Odisha 759100 Std.Code 06760Mobile No.9861031592 located in Angul, Talcher, Odisha.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.