There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Central Bank Of India for its Port Blair branch in Andaman, Port Blair, Andaman And Nicobar Island, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Central Bank Of India situated in Andaman or anywhere in Andaman And Nicobar Island can easily transfer funds instantly by using the correct IFSC Code CBIN0283906. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Port Blair, Andaman

The table below shows the main details of the IFSC Code CBIN0283906 for the Central Bank Of India branch in Andaman, which falls under the Port Blair district in Andaman And Nicobar Island.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283906
Branch Port Blair
City Andaman
District Port Blair
State Andaman And Nicobar Island
Address R. B. Janta Market, Aberdeen Bazar, Port Blair, South Andaman - 744101

These details are important not only for users using online banking but also for businesses and individuals who use Central Bank Of India in Andaman for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CBIN0283906 for the Port Blair branch of Central Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CBIN0283906 is given to every bank branch, including Central Bank Of India located in Port Blair, Andaman, Andaman And Nicobar Island, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Andaman.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Andaman and Port Blair.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andaman And Nicobar Island and the rest of India, which is why the IFSC Code ensures that transactions meant for Central Bank Of India in Port Blair doesn't end up at another location.

Format of the IFSC Code CBIN0283906

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Central Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Port Blair in Andaman.

For example, the IFSC Code CBIN0283906 of Central Bank Of India for the Port Blair branch includes these elements, identifying the bank and the branch location in Andaman and Andaman And Nicobar Island accurately.

How to Find IFSC Code for Central Bank Of India?

If you are trying to find the IFSC Code CBIN0283906 of Central Bank Of India for its Port Blair branch located in Andaman, the following methods can help:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Central Bank Of India branches in Andaman and Port Blair, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Central Bank Of India and navigate to the branch locator section. Search for Port Blair or Andaman to get the exact IFSC Code CBIN0283906.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Central Bank Of India and Andaman, you'll get the correct details.

How to Use IFSC Code CBIN0283906 for Online Transfers?

Once you have the IFSC Code CBIN0283906 for the Port Blair branch of Central Bank Of India in Andaman, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0283906. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283906.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Port Blair in Andaman may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Port Blair, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Andaman manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India Port Blair Andaman?

The IFSC Code of the Port Blair Andaman branch is CBIN0283906.

Is IFSC Code CBIN0283906 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Central Bank Of India Port Blair branch?

The branch is located at R. B. Janta Market, Aberdeen Bazar, Port Blair, South Andaman - 744101.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.