Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Central Bank Of India for its Asarafpur Barwa branch in Ambedkar Nagar, Asarafpur Barwa, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Central Bank Of India located in Ambedkar Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CBIN0282978. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Central Bank Of India, Asarafpur Barwa, Ambedkar Nagar
Below in the table are the key details related to IFSC Code CBIN0282978 of Central Bank Of India for its branch located in Ambedkar Nagar, within the district of Asarafpur Barwa in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Central Bank Of India |
| IFSC Code | CBIN0282978 |
| Branch | Asarafpur Barwa |
| City | Ambedkar Nagar |
| District | Asarafpur Barwa |
| State | Uttar Pradesh |
| Address | Village & P.O. Ahiravli Post Main Khempur Tehsil Akbarpur,Dist Ambedkarnagar,Uttar Pradesh |
These details help users in online banking and for businesses and individuals who use Central Bank Of India in Ambedkar Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0282978 for the Asarafpur Barwa branch of Central Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Asarafpur Barwa, Ambedkar Nagar, Uttar Pradesh, is provided with a unique IFSC like CBIN0282978 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Central Bank Of India branch in Ambedkar Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Ambedkar Nagar and Asarafpur Barwa.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Asarafpur Barwa do not get mixed with another location.
Format of the IFSC Code CBIN0282978
The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Central Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Asarafpur Barwa in Ambedkar Nagar.
For example, the IFSC Code CBIN0282978 of Central Bank Of India for the Asarafpur Barwa branch includes these elements, identifying the bank and the branch location in Ambedkar Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Central Bank Of India?
If you are looking for the IFSC Code CBIN0282978 of Central Bank Of India for its Asarafpur Barwa branch located in Ambedkar Nagar, the following methods can help:
Cheque Book
The cheque book that is issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Central Bank Of India branches in Ambedkar Nagar and Asarafpur Barwa, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Central Bank Of India and look for the branch locator section, then search for Asarafpur Barwa or Ambedkar Nagar to get the exact IFSC Code CBIN0282978.
Mobile Banking App
If you use Central Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Central Bank Of India and Ambedkar Nagar, then it will provide you proper information.
How to Use IFSC Code CBIN0282978 for Online Transfers?
Once you have the IFSC Code CBIN0282978 for the Asarafpur Barwa branch of Central Bank Of India in Ambedkar Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CBIN0282978. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0282978.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Asarafpur Barwa in Ambedkar Nagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Asarafpur Barwa, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Central Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ambedkar Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CBIN0282978.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Village & P.O. Ahiravli Post Main Khempur Tehsil Akbarpur,Dist Ambedkarnagar,Uttar Pradesh located in Ambedkar Nagar, Asarafpur Barwa, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.