The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Central Bank Of India for its Chenganur (Angadical) branch in Alapuzha, Chengannur, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Central Bank Of India located in Alapuzha or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CBIN0281572. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Central Bank Of India, Chenganur (Angadical), Alapuzha

Here are the main details that are associated with the IFSC Code CBIN0281572 of Central Bank Of India for its branch located in Alapuzha, within the district of Chengannur in the state of Kerala.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0281572
Branch Chenganur (Angadical)
City Alapuzha
District Chengannur
State Kerala
Address Paratholil Bldg., 338, M.C. Road, Chengannur, Dist-Alleppey,Kerala-689121

These details are crucial, not just for online banking users but also for businesses and individuals who use Central Bank Of India in Alapuzha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0281572 for the Chenganur (Angadical) branch of Central Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Central Bank Of India located in Chenganur (Angadical), Alapuzha, Kerala, are given a unique IFSC like CBIN0281572 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Alapuzha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Alapuzha and Chengannur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Central Bank Of India in Chenganur (Angadical) goes to the correct branch. This is important because Central Bank Of India has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CBIN0281572

The format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Central Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chenganur (Angadical) in Alapuzha.

For example, the IFSC Code CBIN0281572 of Central Bank Of India for the Chenganur (Angadical) branch has these elements, identifying the bank and the branch location in Alapuzha and Kerala correctly.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0281572 of Central Bank Of India for its Chenganur (Angadical) branch located in Alapuzha, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Alapuzha and Chengannur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Chenganur (Angadical) or Alapuzha to find the exact IFSC Code CBIN0281572.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Alapuzha will provide accurate information.

How to Use IFSC Code CBIN0281572 for Online Transfers?

Once you have the IFSC Code CBIN0281572 for the Chenganur (Angadical) branch of Central Bank Of India in Alapuzha, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CBIN0281572. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0281572.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Central Bank Of India Chenganur (Angadical) in Alapuzha may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Central Bank Of India in Chenganur (Angadical), you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Alapuzha manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Chenganur (Angadical), Alapuzha?

The IFSC Code is CBIN0281572.

Is the IFSC Code CBIN0281572 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Chenganur (Angadical)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chenganur (Angadical) branch?

The address of the branch is Paratholil Bldg., 338, M.C. Road, Chengannur, Dist-Alleppey,Kerala-689121 located in Alapuzha, Chengannur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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