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IFSC Code of Central Bank Of India, Balkeshwar, Agra, Uttar Pradesh — CBIN0283830

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Central Bank Of India for its Balkeshwar branch in Agra, Agra, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Central Bank Of India located in Agra or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CBIN0283830. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Central Bank Of India, Balkeshwar, Agra

Below in the table are the key details related to IFSC Code CBIN0283830 of Central Bank Of India for its branch located in Agra, within the district of Agra in the state of Uttar Pradesh.

Particulars Details
Bank Central Bank Of India
IFSC Code CBIN0283830
Branch Balkeshwar
City Agra
District Agra
State Uttar Pradesh
Address Santram Krishan Kanya Maha Vidyalaya, Shivpuri, Balkeshwar, Agra-28200

These details helps users in online banking and for businesses and individuals who use Central Bank Of India in Agra for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CBIN0283830 for the Balkeshwar branch of Central Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Central Bank Of India located in Balkeshwar, Agra, Uttar Pradesh, is provided with a unique IFSC like CBIN0283830 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Central Bank Of India branch in Agra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Agra and Agra.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Central Bank Of India in Balkeshwar do not get mixed with another location.

Format of the IFSC Code CBIN0283830

This is the format of the IFSC Code for banks, including Central Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Central Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Balkeshwar in Agra.

For example, the IFSC Code CBIN0283830 of Central Bank Of India for the Balkeshwar branch includes these elements, identifying the bank and the branch location in Agra and Uttar Pradesh accurately.

How to Find IFSC Code for Central Bank Of India?

To find the IFSC Code CBIN0283830 of Central Bank Of India for its Balkeshwar branch located in Agra, the following methods can help you out:

Cheque Book

The cheque book issued by Central Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Central Bank Of India branches in Agra and Agra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Central Bank Of India and go to the branch locator section. Then search for Balkeshwar or Agra to find the exact IFSC Code CBIN0283830.

Mobile Banking App

If you use Central Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Central Bank Of India and Agra will provide accurate information.

How to Use IFSC Code CBIN0283830 for Online Transfers?

Once you have the IFSC Code CBIN0283830 for the Balkeshwar branch of Central Bank Of India in Agra, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CBIN0283830. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Central Bank Of India IFSC Code CBIN0283830.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Central Bank Of India Balkeshwar in Agra, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Central Bank Of India in Balkeshwar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Central Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Agra manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Central Bank Of India in Balkeshwar, Agra?

The IFSC Code is CBIN0283830.

Is the IFSC Code CBIN0283830 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Central Bank Of India Balkeshwar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Balkeshwar branch?

The address of the branch is Santram Krishan Kanya Maha Vidyalaya, Shivpuri, Balkeshwar, Agra-28200 located in Agra, Agra, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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