For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Capital Small Finance Bank Limited for its Dhuri branch in Sangrur, Dhuri, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Capital Small Finance Bank Limited located in Sangrur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CLBL0000130. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Capital Small Finance Bank Limited, Dhuri, Sangrur

Below in the table are the key details related to IFSC Code CLBL0000130 of Capital Small Finance Bank Limited for its branch located in Sangrur, within the district of Dhuri in the state of Punjab.

Particulars Details
Bank Capital Small Finance Bank Limited
IFSC Code CLBL0000130
Branch Dhuri
City Sangrur
District Dhuri
State Punjab
Address Bank Road Dhuri, District Sangrur, Punjab - 148024

These details are crucial, not just for online banking users but also for businesses and individuals who use Capital Small Finance Bank Limited in Sangrur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CLBL0000130 for the Dhuri branch of Capital Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Capital Small Finance Bank Limited located in Dhuri, Sangrur, Punjab, is provided with a unique IFSC like CLBL0000130 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Capital Small Finance Bank Limited branch in Sangrur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sangrur and Dhuri.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Capital Small Finance Bank Limited in Dhuri do not get mixed with another location.

Format of the IFSC Code CLBL0000130

The format of the IFSC Code for banks, including Capital Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Capital Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhuri in Sangrur.

For example, the IFSC Code CLBL0000130 of Capital Small Finance Bank Limited for the Dhuri branch includes these elements, identifying the bank and the branch location in Sangrur and Punjab correctly.

How to Find IFSC Code for Capital Small Finance Bank Limited?

If you are trying to find the IFSC Code CLBL0000130 of Capital Small Finance Bank Limited for its Dhuri branch located in Sangrur, the following methods can help:

Cheque Book

The cheque books that are issued by Capital Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Capital Small Finance Bank Limited branches in Sangrur and Dhuri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Capital Small Finance Bank Limited and find the branch locator section. Search for Dhuri or Sangrur to get the exact IFSC Code CLBL0000130.

Mobile Banking App

If you use Capital Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Capital Small Finance Bank Limited and Sangrur that will provide accurate information.

How to Use IFSC Code CLBL0000130 for Online Transfers?

Once you have the IFSC Code CLBL0000130 for the Dhuri branch of Capital Small Finance Bank Limited in Sangrur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CLBL0000130. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Capital Small Finance Bank Limited IFSC Code CLBL0000130.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Capital Small Finance Bank Limited Dhuri in Sangrur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Capital Small Finance Bank Limited in Dhuri, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Capital Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sangrur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Capital Small Finance Bank Limited in Dhuri, Sangrur?

The IFSC Code is CLBL0000130.

Is the IFSC Code CLBL0000130 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Capital Small Finance Bank Limited Dhuri?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dhuri branch?

The address of the branch is Bank Road Dhuri, District Sangrur, Punjab - 148024 located in Sangrur, Dhuri, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.