The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Capital Small Finance Bank Limited for its Dhaul branch in Nawanshahr, Dhaul, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Capital Small Finance Bank Limited located in Nawanshahr or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CLBL0000096. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Capital Small Finance Bank Limited, Dhaul, Nawanshahr
The table below shows the main details of the IFSC Code CLBL0000096 for the Capital Small Finance Bank Limited branch in Nawanshahr, which falls under the Dhaul district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Capital Small Finance Bank Limited |
| IFSC Code | CLBL0000096 |
| Branch | Dhaul |
| City | Nawanshahr |
| District | Dhaul |
| State | Punjab |
| Address | Capital Small Finance Bank, Village Dhaul Po Nawanpind Taprian Tehsil Balachaur Pin - 144521 |
These details are essential not only for online banking users but also for businesses and individuals who use Capital Small Finance Bank Limited in Nawanshahr for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CLBL0000096 for the Dhaul branch of Capital Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Capital Small Finance Bank Limited located in Dhaul, Nawanshahr, Punjab, are allotted a unique IFSC like CLBL0000096 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Nawanshahr.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Nawanshahr and Dhaul.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Capital Small Finance Bank Limited in Dhaul reaches the right place, even though there are thousands of branches in Punjab and across India.
Format of the IFSC Code CLBL0000096
This is the format of the IFSC Code for banks, including Capital Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Capital Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dhaul in Nawanshahr.
For example, the IFSC Code CLBL0000096 of Capital Small Finance Bank Limited for the Dhaul branch includes these elements, identifying the bank and the branch location in Nawanshahr and Punjab accurately.
How to Find IFSC Code for Capital Small Finance Bank Limited?
To find the IFSC Code CLBL0000096 of Capital Small Finance Bank Limited for its Dhaul branch located in Nawanshahr, the following methods can help you out:
Cheque Book
The cheque book issued by Capital Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Capital Small Finance Bank Limited branches in Nawanshahr and Dhaul, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Capital Small Finance Bank Limited and go to the branch locator section. Then search for Dhaul or Nawanshahr to find the exact IFSC Code CLBL0000096.
Mobile Banking App
If you use Capital Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Capital Small Finance Bank Limited and Nawanshahr will provide accurate information.
How to Use IFSC Code CLBL0000096 for Online Transfers?
Once you have the IFSC Code CLBL0000096 for the Dhaul branch of Capital Small Finance Bank Limited in Nawanshahr, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CLBL0000096. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Capital Small Finance Bank Limited IFSC Code CLBL0000096.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Capital Small Finance Bank Limited Dhaul in Nawanshahr, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Capital Small Finance Bank Limited in Dhaul, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Capital Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Nawanshahr to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CLBL0000096.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Capital Small Finance Bank, Village Dhaul Po Nawanpind Taprian Tehsil Balachaur Pin - 144521 located in Nawanshahr, Dhaul, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.