There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Capital Small Finance Bank Limited for its Kurali branch in Mohali, Kurali, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Capital Small Finance Bank Limited situated in Mohali or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code CLBL0000125. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Capital Small Finance Bank Limited, Kurali, Mohali

Below in the table are the key details related to IFSC Code CLBL0000125 of Capital Small Finance Bank Limited for its branch located in Mohali, within the district of Kurali in the state of Punjab.

Particulars Details
Bank Capital Small Finance Bank Limited
IFSC Code CLBL0000125
Branch Kurali
City Mohali
District Kurali
State Punjab
Address Sco No. 1&2 Nh-21 Chandigarh Road Kurali, Tehsil Kharar Pincode-140103

These details are important not only for users using online banking but also for businesses and individuals who use Capital Small Finance Bank Limited in Mohali for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CLBL0000125 for the Kurali branch of Capital Small Finance Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Capital Small Finance Bank Limited located in Kurali, Mohali, Punjab, are allotted a unique IFSC like CLBL0000125 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mohali.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mohali and Kurali.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Capital Small Finance Bank Limited in Kurali reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code CLBL0000125

This is the format of the IFSC Code for banks, including Capital Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Capital Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kurali in Mohali.

For example, the IFSC Code CLBL0000125 of Capital Small Finance Bank Limited for the Kurali branch includes these elements, identifying the bank and the branch location in Mohali and Punjab accurately.

How to Find IFSC Code for Capital Small Finance Bank Limited?

If you are trying to find the IFSC Code CLBL0000125 of Capital Small Finance Bank Limited for its Kurali branch located in Mohali, the following methods can help:

Cheque Book

The cheque books that are issued by Capital Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Capital Small Finance Bank Limited branches in Mohali and Kurali, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Capital Small Finance Bank Limited and find the branch locator section. Search for Kurali or Mohali to get the exact IFSC Code CLBL0000125.

Mobile Banking App

If you use Capital Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Capital Small Finance Bank Limited and Mohali that will provide accurate information.

How to Use IFSC Code CLBL0000125 for Online Transfers?

Once you have the IFSC Code CLBL0000125 for the Kurali branch of Capital Small Finance Bank Limited in Mohali, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CLBL0000125. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Capital Small Finance Bank Limited IFSC Code CLBL0000125.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Capital Small Finance Bank Limited Kurali in Mohali, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Capital Small Finance Bank Limited in Kurali, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Capital Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mohali to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Capital Small Finance Bank Limited in Kurali, Mohali?

The IFSC Code is CLBL0000125.

Is the IFSC Code CLBL0000125 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Capital Small Finance Bank Limited Kurali?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kurali branch?

The address of the branch is Sco No. 1&2 Nh-21 Chandigarh Road Kurali, Tehsil Kharar Pincode-140103 located in Mohali, Kurali, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.