There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Capital Small Finance Bank Limited for its Kot Ise Khan branch in Moga, Kot Ise Khan, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Capital Small Finance Bank Limited situated in Moga or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code CLBL0000152. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Capital Small Finance Bank Limited, Kot Ise Khan, Moga

Here are the key points that are associated with the IFSC Code CLBL0000152 of Capital Small Finance Bank Limited for its branch located in Moga, within the district of Kot Ise Khan in the state of Punjab.

Particulars Details
Bank Capital Small Finance Bank Limited
IFSC Code CLBL0000152
Branch Kot Ise Khan
City Moga
District Kot Ise Khan
State Punjab
Address Dharamkot Road, Kot Ise Khan, Tehsil Dharamkot

These details helps users in online banking and for businesses and individuals who use Capital Small Finance Bank Limited in Moga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CLBL0000152 for the Kot Ise Khan branch of Capital Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Capital Small Finance Bank Limited located in Kot Ise Khan, Moga, Punjab, is provided a unique IFSC like CLBL0000152 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Capital Small Finance Bank Limited branch in Moga.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Moga and Kot Ise Khan.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Capital Small Finance Bank Limited in Kot Ise Khan do not get misguided to another person.

Format of the IFSC Code CLBL0000152

The format of the IFSC Code for banks, including Capital Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Capital Small Finance Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kot Ise Khan in Moga.

For example, the IFSC Code CLBL0000152 of Capital Small Finance Bank Limited for the Kot Ise Khan branch has these elements, identifying the bank and the branch location in Moga and Punjab correctly.

How to Find IFSC Code for Capital Small Finance Bank Limited?

If you are trying to find the IFSC Code CLBL0000152 of Capital Small Finance Bank Limited for its Kot Ise Khan branch located in Moga, the following methods can help:

Cheque Book

The cheque books that are issued by Capital Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Capital Small Finance Bank Limited branches in Moga and Kot Ise Khan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Capital Small Finance Bank Limited and find the branch locator section. Search for Kot Ise Khan or Moga to get the exact IFSC Code CLBL0000152.

Mobile Banking App

If you use Capital Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Capital Small Finance Bank Limited and Moga that will provide accurate information.

How to Use IFSC Code CLBL0000152 for Online Transfers?

If you have the IFSC Code CLBL0000152 for the Kot Ise Khan branch of Capital Small Finance Bank Limited in Moga, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CLBL0000152. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Capital Small Finance Bank Limited IFSC Code CLBL0000152.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Capital Small Finance Bank Limited Kot Ise Khan in Moga, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Capital Small Finance Bank Limited in Kot Ise Khan, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Capital Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Moga manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Capital Small Finance Bank Limited in Kot Ise Khan, Moga?

The IFSC Code is CLBL0000152.

Is the IFSC Code CLBL0000152 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Capital Small Finance Bank Limited Kot Ise Khan?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kot Ise Khan branch?

The address of the branch is Dharamkot Road, Kot Ise Khan, Tehsil Dharamkot located in Moga, Kot Ise Khan, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.