Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Capital Small Finance Bank Limited for its Babain branch in Kurukshetra, Babain, Haryana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Capital Small Finance Bank Limited located in Kurukshetra or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code CLBL0000173. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Capital Small Finance Bank Limited, Babain, Kurukshetra

The table below shows the main details of the IFSC Code CLBL0000173 for the Capital Small Finance Bank Limited branch in Kurukshetra, which falls under the Babain district in Haryana.

Particulars Details
Bank Capital Small Finance Bank Limited
IFSC Code CLBL0000173
Branch Babain
City Kurukshetra
District Babain
State Haryana
Address Ladwa-Shahbad Road Near Paradise School

These details are crucial, not just for online banking users but also for businesses and individuals who use Capital Small Finance Bank Limited in Kurukshetra for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CLBL0000173 for the Babain branch of Capital Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Capital Small Finance Bank Limited located in Babain, Kurukshetra, Haryana, are given a unique IFSC like CLBL0000173 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kurukshetra.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Kurukshetra and Babain.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Capital Small Finance Bank Limited in Babain goes to the correct branch. This is important because Capital Small Finance Bank Limited has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CLBL0000173

The format of the IFSC Code for banks, including Capital Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Capital Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Babain in Kurukshetra.

For example, the IFSC Code CLBL0000173 of Capital Small Finance Bank Limited for the Babain branch includes these elements, identifying the bank and the branch location in Kurukshetra and Haryana accurately.

How to Find IFSC Code for Capital Small Finance Bank Limited?

If you are looking for the IFSC Code CLBL0000173 of Capital Small Finance Bank Limited for its Babain branch located in Kurukshetra, the following methods can help:

Cheque Book

The cheque book that is issued by Capital Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Capital Small Finance Bank Limited branches in Kurukshetra and Babain, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Capital Small Finance Bank Limited and look for the branch locator section, then search for Babain or Kurukshetra to get the exact IFSC Code CLBL0000173.

Mobile Banking App

If you use Capital Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Capital Small Finance Bank Limited and Kurukshetra, then it will provide you proper information.

How to Use IFSC Code CLBL0000173 for Online Transfers?

Once you have the IFSC Code CLBL0000173 for the Babain branch of Capital Small Finance Bank Limited in Kurukshetra, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CLBL0000173. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Capital Small Finance Bank Limited IFSC Code CLBL0000173.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Capital Small Finance Bank Limited Babain in Kurukshetra, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Capital Small Finance Bank Limited in Babain, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Capital Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kurukshetra to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Capital Small Finance Bank Limited in Babain, Kurukshetra?

The IFSC Code is CLBL0000173.

Is the IFSC Code CLBL0000173 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Capital Small Finance Bank Limited Babain?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Babain branch?

The address of the branch is Ladwa-Shahbad Road Near Paradise School located in Kurukshetra, Babain, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.