There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Capital Small Finance Bank Limited for its Gharaunda branch in Karnal, Gharaunda, Haryana, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Capital Small Finance Bank Limited situated in Karnal or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code CLBL0000170. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Capital Small Finance Bank Limited, Gharaunda, Karnal
Here are the key points that are associated with the IFSC Code CLBL0000170 of Capital Small Finance Bank Limited for its branch located in Karnal, within the district of Gharaunda in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Capital Small Finance Bank Limited |
| IFSC Code | CLBL0000170 |
| Branch | Gharaunda |
| City | Karnal |
| District | Gharaunda |
| State | Haryana |
| Address | G.T. Road, Near Kathuria Hotel, Pin 132114 |
These details are essential not only for online banking users but also for businesses and individuals who use Capital Small Finance Bank Limited in Karnal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CLBL0000170 for the Gharaunda branch of Capital Small Finance Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Capital Small Finance Bank Limited located in Gharaunda, Karnal, Haryana, are given a unique IFSC like CLBL0000170 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Karnal.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Karnal and Gharaunda.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Capital Small Finance Bank Limited in Gharaunda goes to the correct branch. This is important because Capital Small Finance Bank Limited has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CLBL0000170
This is the format of the IFSC Code for banks, including Capital Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Capital Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gharaunda in Karnal.
For example, the IFSC Code CLBL0000170 of Capital Small Finance Bank Limited for the Gharaunda branch includes these elements, identifying the bank and the branch location in Karnal and Haryana accurately.
How to Find IFSC Code for Capital Small Finance Bank Limited?
If you are trying to find the IFSC Code CLBL0000170 of Capital Small Finance Bank Limited for its Gharaunda branch located in Karnal, the following methods can help:
Cheque Book
The cheque book issued by Capital Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Capital Small Finance Bank Limited branches in Karnal and Gharaunda, print them on the first page of your passbook.
Bank Website
Visit the official website of Capital Small Finance Bank Limited and navigate to the branch locator section. Search for Gharaunda or Karnal to get the exact IFSC Code CLBL0000170.
Mobile Banking App
If you use Capital Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Capital Small Finance Bank Limited and Karnal, you'll get the correct details.
How to Use IFSC Code CLBL0000170 for Online Transfers?
Once you have the IFSC Code CLBL0000170 for the Gharaunda branch of Capital Small Finance Bank Limited in Karnal, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CLBL0000170. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Capital Small Finance Bank Limited IFSC Code CLBL0000170.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Capital Small Finance Bank Limited Gharaunda in Karnal, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Capital Small Finance Bank Limited in Gharaunda, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Capital Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Karnal manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CLBL0000170.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is G.T. Road, Near Kathuria Hotel, Pin 132114 located in Karnal, Gharaunda, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.