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IFSC Code of Capital Small Finance Bank Limited, Rurka Kalan, Rourka Kalan, Punjab — CLBL0000024

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Capital Small Finance Bank Limited for its Rurka Kalan branch in Jalandhar, Rourka Kalan, Punjab, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Capital Small Finance Bank Limited located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CLBL0000024. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Capital Small Finance Bank Limited, Rurka Kalan, Jalandhar

The table below shows the main details of the IFSC Code CLBL0000024 for the Capital Small Finance Bank Limited branch in Jalandhar, which falls under the Rourka Kalan district in Punjab.

Particulars Details
Bank Capital Small Finance Bank Limited
IFSC Code CLBL0000024
Branch Rurka Kalan
City Jalandhar
District Rourka Kalan
State Punjab
Address Near Bus Stand, Goraya Road, V.P.O. Rurka Kalan-144031, Tehsil Phillaur, Distt. Jalandhar

These details are essential not only for online banking users but also for businesses and individuals who use Capital Small Finance Bank Limited in Jalandhar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CLBL0000024 for the Rurka Kalan branch of Capital Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Capital Small Finance Bank Limited located in Rurka Kalan, Jalandhar, Punjab, are allotted a unique IFSC like CLBL0000024 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jalandhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jalandhar and Rourka Kalan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Capital Small Finance Bank Limited in Rurka Kalan reaches the right place, even though there are thousands of branches in Punjab and across India.

Format of the IFSC Code CLBL0000024

The format of the IFSC Code for banks, including Capital Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Capital Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rurka Kalan in Jalandhar.

For example, the IFSC Code CLBL0000024 of Capital Small Finance Bank Limited for the Rurka Kalan branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab accurately.

How to Find IFSC Code for Capital Small Finance Bank Limited?

If you are looking for the IFSC Code CLBL0000024 of Capital Small Finance Bank Limited for its Rurka Kalan branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque book that is issued by Capital Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Capital Small Finance Bank Limited branches in Jalandhar and Rourka Kalan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Capital Small Finance Bank Limited and look for the branch locator section, then search for Rurka Kalan or Jalandhar to get the exact IFSC Code CLBL0000024.

Mobile Banking App

If you use Capital Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Capital Small Finance Bank Limited and Jalandhar, then it will provide you proper information.

How to Use IFSC Code CLBL0000024 for Online Transfers?

Once you have the IFSC Code CLBL0000024 for the Rurka Kalan branch of Capital Small Finance Bank Limited in Jalandhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CLBL0000024. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Capital Small Finance Bank Limited IFSC Code CLBL0000024.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Capital Small Finance Bank Limited Rurka Kalan in Jalandhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Capital Small Finance Bank Limited in Rurka Kalan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Capital Small Finance Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Jalandhar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Capital Small Finance Bank Limited in Rurka Kalan, Jalandhar?

The IFSC Code is CLBL0000024.

Is the IFSC Code CLBL0000024 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Capital Small Finance Bank Limited Rurka Kalan?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Rurka Kalan branch?

The address of the branch is Near Bus Stand, Goraya Road, V.P.O. Rurka Kalan-144031, Tehsil Phillaur, Distt. Jalandhar located in Jalandhar, Rourka Kalan, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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