There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Capital Small Finance Bank Limited for its Jandiala branch in Jalandhar, Jundiala, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Capital Small Finance Bank Limited situated in Jalandhar or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code CLBL0000017. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Capital Small Finance Bank Limited, Jandiala, Jalandhar

The table below shows the main details of the IFSC Code CLBL0000017 for the Capital Small Finance Bank Limited branch in Jalandhar, which falls under the Jundiala district in Punjab.

Particulars Details
Bank Capital Small Finance Bank Limited
IFSC Code CLBL0000017
Branch Jandiala
City Jalandhar
District Jundiala
State Punjab
Address Near Bus Stand, Jalandhar Road, V. &P.O. Jandiala - 144031, Tehsil Phillaur, Distt. Jalandhar

These details are essential not only for online banking users but also for businesses and individuals who use Capital Small Finance Bank Limited in Jalandhar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CLBL0000017 for the Jandiala branch of Capital Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Capital Small Finance Bank Limited located in Jandiala, Jalandhar, Punjab, are given a unique IFSC like CLBL0000017 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jalandhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Jalandhar and Jundiala.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Capital Small Finance Bank Limited in Jandiala goes to the correct branch. This is important because Capital Small Finance Bank Limited has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CLBL0000017

The format of the IFSC Code for banks, including Capital Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Capital Small Finance Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jandiala in Jalandhar.

For example, the IFSC Code CLBL0000017 of Capital Small Finance Bank Limited for the Jandiala branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab accurately.

How to Find IFSC Code for Capital Small Finance Bank Limited?

If you are looking for the IFSC Code CLBL0000017 of Capital Small Finance Bank Limited for its Jandiala branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque book that is issued by Capital Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Capital Small Finance Bank Limited branches in Jalandhar and Jundiala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Capital Small Finance Bank Limited and look for the branch locator section, then search for Jandiala or Jalandhar to get the exact IFSC Code CLBL0000017.

Mobile Banking App

If you use Capital Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Capital Small Finance Bank Limited and Jalandhar, then it will provide you proper information.

How to Use IFSC Code CLBL0000017 for Online Transfers?

Once you have the IFSC Code CLBL0000017 for the Jandiala branch of Capital Small Finance Bank Limited in Jalandhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CLBL0000017. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Capital Small Finance Bank Limited IFSC Code CLBL0000017.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Capital Small Finance Bank Limited Jandiala in Jalandhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Capital Small Finance Bank Limited in Jandiala, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Capital Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Jalandhar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Capital Small Finance Bank Limited in Jandiala, Jalandhar?

The IFSC Code is CLBL0000017.

Is the IFSC Code CLBL0000017 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Capital Small Finance Bank Limited Jandiala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jandiala branch?

The address of the branch is Near Bus Stand, Jalandhar Road, V. &P.O. Jandiala - 144031, Tehsil Phillaur, Distt. Jalandhar located in Jalandhar, Jundiala, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.