The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Capital Small Finance Bank Limited for its Dhanda branch in Jalandhar, Dhanda, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Capital Small Finance Bank Limited located in Jalandhar or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CLBL0000117. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Capital Small Finance Bank Limited, Dhanda, Jalandhar

The table below shows the main details of the IFSC Code CLBL0000117 for the Capital Small Finance Bank Limited branch in Jalandhar, which falls under the Dhanda district in Punjab.

Particulars Details
Bank Capital Small Finance Bank Limited
IFSC Code CLBL0000117
Branch Dhanda
City Jalandhar
District Dhanda
State Punjab
Address Village Dhanda (On Goraya-Jandiala Main Road) Tehsil Phillaur District Jalandhar Pin - 144409

These details help users in online banking and for businesses and individuals who use Capital Small Finance Bank Limited in Jalandhar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CLBL0000117 for the Dhanda branch of Capital Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CLBL0000117 is given to every bank branch, including Capital Small Finance Bank Limited located in Dhanda, Jalandhar, Punjab, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Capital Small Finance Bank Limited branch in Jalandhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Jalandhar and Dhanda.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Punjab and the rest of India, which is why the IFSC Code ensures that transactions meant for Capital Small Finance Bank Limited in Dhanda doesn't end up at another location.

Format of the IFSC Code CLBL0000117

The format of the IFSC Code for banks, including Capital Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Capital Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhanda in Jalandhar.

For example, the IFSC Code CLBL0000117 of Capital Small Finance Bank Limited for the Dhanda branch includes these elements, identifying the bank and the branch location in Jalandhar and Punjab correctly.

How to Find IFSC Code for Capital Small Finance Bank Limited?

If you are trying to find the IFSC Code CLBL0000117 of Capital Small Finance Bank Limited for its Dhanda branch located in Jalandhar, the following methods can help:

Cheque Book

The cheque book issued by Capital Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Capital Small Finance Bank Limited branches in Jalandhar and Dhanda, print them on the first page of your passbook.

Bank Website

Visit the official website of Capital Small Finance Bank Limited and navigate to the branch locator section. Search for Dhanda or Jalandhar to get the exact IFSC Code CLBL0000117.

Mobile Banking App

If you use Capital Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Capital Small Finance Bank Limited and Jalandhar, you'll get the correct details.

How to Use IFSC Code CLBL0000117 for Online Transfers?

Once you have the IFSC Code CLBL0000117 for the Dhanda branch of Capital Small Finance Bank Limited in Jalandhar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CLBL0000117. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Capital Small Finance Bank Limited IFSC Code CLBL0000117.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Capital Small Finance Bank Limited Dhanda in Jalandhar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Capital Small Finance Bank Limited in Dhanda, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Capital Small Finance Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Jalandhar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Capital Small Finance Bank Limited in Dhanda, Jalandhar?

The IFSC Code is CLBL0000117.

Is the IFSC Code CLBL0000117 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Capital Small Finance Bank Limited Dhanda?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhanda branch?

The address of the branch is Village Dhanda (On Goraya-Jandiala Main Road) Tehsil Phillaur District Jalandhar Pin - 144409 located in Jalandhar, Dhanda, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.