Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Capital Small Finance Bank Limited for its Talwandi Bhai branch in Ferozpur, Talwandi Bhai, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Capital Small Finance Bank Limited located in Ferozpur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CLBL0000164. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Capital Small Finance Bank Limited, Talwandi Bhai, Ferozpur

Here are the key points that are associated with the IFSC Code CLBL0000164 of Capital Small Finance Bank Limited for its branch located in Ferozpur, within the district of Talwandi Bhai in the state of Punjab.

Particulars Details
Bank Capital Small Finance Bank Limited
IFSC Code CLBL0000164
Branch Talwandi Bhai
City Ferozpur
District Talwandi Bhai
State Punjab
Address Main Road, Near Bus Stand, Opp.Pspcl Office, Talwandi Bhai - 142050, District Ferozepur

These details are essential not only for online banking users but also for businesses and individuals who use Capital Small Finance Bank Limited in Ferozpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CLBL0000164 for the Talwandi Bhai branch of Capital Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Capital Small Finance Bank Limited located in Talwandi Bhai, Ferozpur, Punjab, is provided a unique IFSC like CLBL0000164 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Capital Small Finance Bank Limited branch in Ferozpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Ferozpur and Talwandi Bhai.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Capital Small Finance Bank Limited in Talwandi Bhai do not get misguided to another person.

Format of the IFSC Code CLBL0000164

The format of the IFSC Code for banks, including Capital Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Capital Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Talwandi Bhai in Ferozpur.

For example, the IFSC Code CLBL0000164 of Capital Small Finance Bank Limited for the Talwandi Bhai branch includes these elements, identifying the bank and the branch location in Ferozpur and Punjab correctly.

How to Find IFSC Code for Capital Small Finance Bank Limited?

If you are trying to find the IFSC Code CLBL0000164 of Capital Small Finance Bank Limited for its Talwandi Bhai branch located in Ferozpur, the following methods can help:

Cheque Book

The cheque book issued by Capital Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Capital Small Finance Bank Limited branches in Ferozpur and Talwandi Bhai, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Capital Small Finance Bank Limited and navigate to the branch locator section. Search for Talwandi Bhai or Ferozpur to get the exact IFSC Code CLBL0000164.

Mobile Banking App

If you use Capital Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Capital Small Finance Bank Limited and Ferozpur, you'll get the correct details.

How to Use IFSC Code CLBL0000164 for Online Transfers?

If you have the IFSC Code CLBL0000164 for the Talwandi Bhai branch of Capital Small Finance Bank Limited in Ferozpur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CLBL0000164. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Capital Small Finance Bank Limited IFSC Code CLBL0000164.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Capital Small Finance Bank Limited Talwandi Bhai in Ferozpur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Capital Small Finance Bank Limited in Talwandi Bhai, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Capital Small Finance Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Ferozpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Capital Small Finance Bank Limited Talwandi Bhai Ferozpur?

The IFSC Code of the Talwandi Bhai Ferozpur branch is CLBL0000164.

Is IFSC Code CLBL0000164 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Capital Small Finance Bank Limited Talwandi Bhai branch?

The branch is located at Main Road, Near Bus Stand, Opp.Pspcl Office, Talwandi Bhai - 142050, District Ferozepur.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.