There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Capital Small Finance Bank Limited for its Abohar branch in Fazilka, Abohar, Punjab, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Capital Small Finance Bank Limited situated in Fazilka or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code CLBL0000112. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Capital Small Finance Bank Limited, Abohar, Fazilka
The table below shows the main details of the IFSC Code CLBL0000112 for the Capital Small Finance Bank Limited branch in Fazilka, which falls under the Abohar district in Punjab.
| Particulars | Details |
|---|---|
| Bank | Capital Small Finance Bank Limited |
| IFSC Code | CLBL0000112 |
| Branch | Abohar |
| City | Fazilka |
| District | Abohar |
| State | Punjab |
| Address | Hanumangarh Road Abohar, Pin - 152116 |
These details help users in online banking and for businesses and individuals who use Capital Small Finance Bank Limited in Fazilka for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CLBL0000112 for the Abohar branch of Capital Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Capital Small Finance Bank Limited located in Abohar, Fazilka, Punjab, is provided with a unique IFSC like CLBL0000112 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Capital Small Finance Bank Limited branch in Fazilka.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Fazilka and Abohar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Punjab and the rest of India and the IFSC Code ensures that transactions meant for Capital Small Finance Bank Limited in Abohar do not get mixed with another location.
Format of the IFSC Code CLBL0000112
The format of the IFSC Code for banks, including Capital Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Capital Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Abohar in Fazilka.
For example, the IFSC Code CLBL0000112 of Capital Small Finance Bank Limited for the Abohar branch includes these elements, identifying the bank and the branch location in Fazilka and Punjab accurately.
How to Find IFSC Code for Capital Small Finance Bank Limited?
If you are trying to find the IFSC Code CLBL0000112 of Capital Small Finance Bank Limited for its Abohar branch located in Fazilka, the following methods can help:
Cheque Book
The cheque books that are issued by Capital Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Capital Small Finance Bank Limited branches in Fazilka and Abohar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Capital Small Finance Bank Limited and find the branch locator section. Search for Abohar or Fazilka to get the exact IFSC Code CLBL0000112.
Mobile Banking App
If you use Capital Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Capital Small Finance Bank Limited and Fazilka that will provide accurate information.
How to Use IFSC Code CLBL0000112 for Online Transfers?
Once you have the IFSC Code CLBL0000112 for the Abohar branch of Capital Small Finance Bank Limited in Fazilka, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CLBL0000112. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Capital Small Finance Bank Limited IFSC Code CLBL0000112.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Capital Small Finance Bank Limited Abohar in Fazilka, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Capital Small Finance Bank Limited in Abohar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Capital Small Finance Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Fazilka to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CLBL0000112.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hanumangarh Road Abohar, Pin - 152116 located in Fazilka, Abohar, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.