There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Capital Small Finance Bank Limited for its Jalbehri Dhumi branch in Fatehgarh Sahib, Jalbehri Dhumi, Punjab, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Capital Small Finance Bank Limited situated in Fatehgarh Sahib or anywhere in Punjab can easily transfer funds instantly by using the correct IFSC Code CLBL0000078. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Capital Small Finance Bank Limited, Jalbehri Dhumi, Fatehgarh Sahib

Here are some of the key details that come with the IFSC Code CLBL0000078 of Capital Small Finance Bank Limited for its branch located in Fatehgarh Sahib, within the district of Jalbehri Dhumi in the state of Punjab.

Particulars Details
Bank Capital Small Finance Bank Limited
IFSC Code CLBL0000078
Branch Jalbehri Dhumi
City Fatehgarh Sahib
District Jalbehri Dhumi
State Punjab
Address Vpo Jalbehri Dhumi,District Fatehgarh Sahib, Pincode-140406

These details help users in online banking and for businesses and individuals who use Capital Small Finance Bank Limited in Fatehgarh Sahib for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CLBL0000078 for the Jalbehri Dhumi branch of Capital Small Finance Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Capital Small Finance Bank Limited located in Jalbehri Dhumi, Fatehgarh Sahib, Punjab, are given a unique IFSC like CLBL0000078 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Fatehgarh Sahib.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Fatehgarh Sahib and Jalbehri Dhumi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Capital Small Finance Bank Limited in Jalbehri Dhumi goes to the correct branch. This is important because Capital Small Finance Bank Limited has thousands of branches in Punjab and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CLBL0000078

The format of the IFSC Code for banks, including Capital Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Capital Small Finance Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jalbehri Dhumi in Fatehgarh Sahib.

For example, the IFSC Code CLBL0000078 of Capital Small Finance Bank Limited for the Jalbehri Dhumi branch includes these elements, identifying the bank and the branch location in Fatehgarh Sahib and Punjab correctly.

How to Find IFSC Code for Capital Small Finance Bank Limited?

If you are trying to find the IFSC Code CLBL0000078 of Capital Small Finance Bank Limited for its Jalbehri Dhumi branch located in Fatehgarh Sahib, the following methods can help:

Cheque Book

The cheque books that are issued by Capital Small Finance Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Capital Small Finance Bank Limited branches in Fatehgarh Sahib and Jalbehri Dhumi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Capital Small Finance Bank Limited and find the branch locator section. Search for Jalbehri Dhumi or Fatehgarh Sahib to get the exact IFSC Code CLBL0000078.

Mobile Banking App

If you use Capital Small Finance Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Capital Small Finance Bank Limited and Fatehgarh Sahib that will provide accurate information.

How to Use IFSC Code CLBL0000078 for Online Transfers?

If you have the IFSC Code CLBL0000078 for the Jalbehri Dhumi branch of Capital Small Finance Bank Limited in Fatehgarh Sahib, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CLBL0000078. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Capital Small Finance Bank Limited IFSC Code CLBL0000078.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Capital Small Finance Bank Limited Jalbehri Dhumi in Fatehgarh Sahib, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Capital Small Finance Bank Limited in Jalbehri Dhumi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Capital Small Finance Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Fatehgarh Sahib manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Capital Small Finance Bank Limited in Jalbehri Dhumi, Fatehgarh Sahib?

The IFSC Code is CLBL0000078.

Is the IFSC Code CLBL0000078 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Capital Small Finance Bank Limited Jalbehri Dhumi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jalbehri Dhumi branch?

The address of the branch is Vpo Jalbehri Dhumi,District Fatehgarh Sahib, Pincode-140406 located in Fatehgarh Sahib, Jalbehri Dhumi, Punjab.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.