The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Capital Small Finance Bank Limited for its Gunian Majra branch in Fatehgarh Sahib, Gunian Majra, Punjab, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Capital Small Finance Bank Limited located in Fatehgarh Sahib or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code CLBL0000176. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Capital Small Finance Bank Limited, Gunian Majra, Fatehgarh Sahib
Here are the key points that are associated with the IFSC Code CLBL0000176 of Capital Small Finance Bank Limited for its branch located in Fatehgarh Sahib, within the district of Gunian Majra in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | Capital Small Finance Bank Limited |
| IFSC Code | CLBL0000176 |
| Branch | Gunian Majra |
| City | Fatehgarh Sahib |
| District | Gunian Majra |
| State | Punjab |
| Address | Sirhind-Patiala Road,Gunian Majra |
These details helps users in online banking and for businesses and individuals who use Capital Small Finance Bank Limited in Fatehgarh Sahib for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CLBL0000176 for the Gunian Majra branch of Capital Small Finance Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Capital Small Finance Bank Limited located in Gunian Majra, Fatehgarh Sahib, Punjab, is provided a unique IFSC like CLBL0000176 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Capital Small Finance Bank Limited branch in Fatehgarh Sahib.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Fatehgarh Sahib and Gunian Majra.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Capital Small Finance Bank Limited in Gunian Majra do not get misguided to another person.
Format of the IFSC Code CLBL0000176
The format of the IFSC Code for banks, including Capital Small Finance Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Capital Small Finance Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gunian Majra in Fatehgarh Sahib.
For example, the IFSC Code CLBL0000176 of Capital Small Finance Bank Limited for the Gunian Majra branch includes these elements, identifying the bank and the branch location in Fatehgarh Sahib and Punjab correctly.
How to Find IFSC Code for Capital Small Finance Bank Limited?
If you are trying to find the IFSC Code CLBL0000176 of Capital Small Finance Bank Limited for its Gunian Majra branch located in Fatehgarh Sahib, the following methods can help:
Cheque Book
The cheque book issued by Capital Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Capital Small Finance Bank Limited branches in Fatehgarh Sahib and Gunian Majra, print them on the first page of your passbook.
Bank Website
Visit the official website of Capital Small Finance Bank Limited and navigate to the branch locator section. Search for Gunian Majra or Fatehgarh Sahib to get the exact IFSC Code CLBL0000176.
Mobile Banking App
If you use Capital Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Capital Small Finance Bank Limited and Fatehgarh Sahib, you'll get the correct details.
How to Use IFSC Code CLBL0000176 for Online Transfers?
If you have the IFSC Code CLBL0000176 for the Gunian Majra branch of Capital Small Finance Bank Limited in Fatehgarh Sahib, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CLBL0000176. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Capital Small Finance Bank Limited IFSC Code CLBL0000176.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Capital Small Finance Bank Limited Gunian Majra in Fatehgarh Sahib, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Capital Small Finance Bank Limited in Gunian Majra, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Capital Small Finance Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Fatehgarh Sahib manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gunian Majra Fatehgarh Sahib branch is CLBL0000176.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Sirhind-Patiala Road,Gunian Majra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.