Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Jalpaiguri Raikatpara branch in West Bengal, West Bengal, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in West Bengal or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0019759. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Jalpaiguri Raikatpara, West Bengal

Here are some of the key details that come with the IFSC Code CNRB0019759 of Canara Bank for its branch located in West Bengal, within the district of West Bengal in the state of West Bengal.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0019759
Branch Jalpaiguri Raikatpara
City West Bengal
District West Bengal
State West Bengal
Address Raikatpara Jalpaiguri West Bengal West Bengal 735101

These details help users in online banking and for businesses and individuals who use Canara Bank in West Bengal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019759 for the Jalpaiguri Raikatpara branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0019759 is given to every bank branch, including Canara Bank located in Jalpaiguri Raikatpara, West Bengal, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in West Bengal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like West Bengal and West Bengal.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Jalpaiguri Raikatpara doesn't end up at another location.

Format of the IFSC Code CNRB0019759

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jalpaiguri Raikatpara in West Bengal.

For example, the IFSC Code CNRB0019759 of Canara Bank for the Jalpaiguri Raikatpara branch has these elements, identifying the bank and the branch location in West Bengal and West Bengal correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0019759 of Canara Bank for its Jalpaiguri Raikatpara branch located in West Bengal, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in West Bengal and West Bengal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Jalpaiguri Raikatpara or West Bengal to get the exact IFSC Code CNRB0019759.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and West Bengal that will provide accurate information.

How to Use IFSC Code CNRB0019759 for Online Transfers?

Once you have the IFSC Code CNRB0019759 for the Jalpaiguri Raikatpara branch of Canara Bank in West Bengal, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0019759. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019759.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Jalpaiguri Raikatpara in West Bengal may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Jalpaiguri Raikatpara, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in West Bengal manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Jalpaiguri Raikatpara West Bengal?

The IFSC Code of the Jalpaiguri Raikatpara West Bengal branch is CNRB0019759.

Is IFSC Code CNRB0019759 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Jalpaiguri Raikatpara branch?

The branch is located at Raikatpara Jalpaiguri West Bengal West Bengal 735101.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.