Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Kambalakkad branch in Wayanad Dist, Kambalakkad, or Kerala, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Wayanad Dist or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0007445. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Kambalakkad, Wayanad Dist
The table below shows the main details of the IFSC Code CNRB0007445 for the Canara Bank branch in Wayanad Dist, which falls under the Kambalakkad district in Kerala.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0007445 |
| Branch | Kambalakkad |
| City | Wayanad Dist |
| District | Kambalakkad |
| State | Kerala |
| Address | Atlas Residency,Near Hypercitykamalakad,Wayanad Dist,Kerala-673122 |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Wayanad Dist for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0007445 for the Kambalakkad branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kambalakkad, Wayanad Dist, Kerala, is provided a unique IFSC like CNRB0007445 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Canara Bank branch in Wayanad Dist.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Wayanad Dist and Kambalakkad.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Kambalakkad do not get misguided to another person.
Format of the IFSC Code CNRB0007445
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kambalakkad in Wayanad Dist.
For example, the IFSC Code CNRB0007445 of Canara Bank for the Kambalakkad branch has these elements, identifying the bank and the branch location in Wayanad Dist and Kerala correctly.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0007445 of Canara Bank for its Kambalakkad branch located in Wayanad Dist, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Wayanad Dist and Kambalakkad, print them on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Kambalakkad or Wayanad Dist to get the exact IFSC Code CNRB0007445.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Wayanad Dist, you'll get the correct details.
How to Use IFSC Code CNRB0007445 for Online Transfers?
Once you have the IFSC Code CNRB0007445 for the Kambalakkad branch of Canara Bank in Wayanad Dist, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0007445. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0007445.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Kambalakkad in Wayanad Dist may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Kambalakkad, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Wayanad Dist to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0007445.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Atlas Residency,Near Hypercitykamalakad,Wayanad Dist,Kerala-673122 located in Wayanad Dist, Kambalakkad, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.