Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Atchyutapuram Ii branch in Vishakhapatnam, Visakhapatnam, or Andhra Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Vishakhapatnam or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0013848. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Atchyutapuram Ii, Vishakhapatnam
Here are some of the key details that come with the IFSC Code CNRB0013848 of Canara Bank for its branch located in Vishakhapatnam, within the district of Visakhapatnam in the state of Andhra Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0013848 |
| Branch | Atchyutapuram Ii |
| City | Vishakhapatnam |
| District | Visakhapatnam |
| State | Andhra Pradesh |
| Address | Sno 500 1A To E Nh 16 Main Road Atchyutapuram Visakhapatnam Andhra Pradesh 531011 |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Vishakhapatnam for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0013848 for the Atchyutapuram Ii branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Atchyutapuram Ii, Vishakhapatnam, Andhra Pradesh, is provided with a unique IFSC like CNRB0013848 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Vishakhapatnam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Vishakhapatnam and Visakhapatnam.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Andhra Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Atchyutapuram Ii do not get mixed with another location.
Format of the IFSC Code CNRB0013848
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Atchyutapuram Ii in Vishakhapatnam.
For example, the IFSC Code CNRB0013848 of Canara Bank for the Atchyutapuram Ii branch includes these elements, identifying the bank and the branch location in Vishakhapatnam and Andhra Pradesh accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0013848 of Canara Bank for its Atchyutapuram Ii branch located in Vishakhapatnam, the following methods can help:
Cheque Book
The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Vishakhapatnam and Visakhapatnam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and find the branch locator section. Search for Atchyutapuram Ii or Vishakhapatnam to get the exact IFSC Code CNRB0013848.
Mobile Banking App
If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Vishakhapatnam that will provide accurate information.
How to Use IFSC Code CNRB0013848 for Online Transfers?
Once you have the IFSC Code CNRB0013848 for the Atchyutapuram Ii branch of Canara Bank in Vishakhapatnam, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0013848. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0013848.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Atchyutapuram Ii in Vishakhapatnam, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Atchyutapuram Ii, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Vishakhapatnam manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0013848.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sno 500 1A To E Nh 16 Main Road Atchyutapuram Visakhapatnam Andhra Pradesh 531011 located in Vishakhapatnam, Visakhapatnam, Andhra Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.