Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Ratnagiri (Tamil Nadu) branch in Vellore, Vellore, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Vellore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CNRB0001257. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Ratnagiri (Tamil Nadu), Vellore

Here are the key points that are associated with the IFSC Code CNRB0001257 of Canara Bank for its branch located in Vellore, within the district of Vellore in the state of Tamil Nadu.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0001257
Branch Ratnagiri (Tamil Nadu)
City Vellore
District Vellore
State Tamil Nadu
Address Temple Campus,, Madras-Bangalore Trunk Road,, Ratnagiri,Vellore Dist, Tamil Nadu- 632 517

These details help users in online banking and for businesses and individuals who use Canara Bank in Vellore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0001257 for the Ratnagiri (Tamil Nadu) branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Ratnagiri (Tamil Nadu), Vellore, Tamil Nadu, are given a unique IFSC like CNRB0001257 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vellore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Vellore and Vellore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Canara Bank in Ratnagiri (Tamil Nadu) goes to the correct branch. This is important because Canara Bank has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CNRB0001257

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ratnagiri (Tamil Nadu) in Vellore.

For example, the IFSC Code CNRB0001257 of Canara Bank for the Ratnagiri (Tamil Nadu) branch has these elements, identifying the bank and the branch location in Vellore and Tamil Nadu correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0001257 of Canara Bank for its Ratnagiri (Tamil Nadu) branch located in Vellore, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Vellore and Vellore, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Ratnagiri (Tamil Nadu) or Vellore to get the exact IFSC Code CNRB0001257.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Vellore, you'll get the correct details.

How to Use IFSC Code CNRB0001257 for Online Transfers?

Once you have the IFSC Code CNRB0001257 for the Ratnagiri (Tamil Nadu) branch of Canara Bank in Vellore, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0001257. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0001257.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Ratnagiri (Tamil Nadu) in Vellore, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Ratnagiri (Tamil Nadu), here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Vellore manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Ratnagiri (Tamil Nadu), Vellore?

The IFSC Code is CNRB0001257.

Is the IFSC Code CNRB0001257 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Ratnagiri (Tamil Nadu)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ratnagiri (Tamil Nadu) branch?

The address of the branch is Temple Campus,, Madras-Bangalore Trunk Road,, Ratnagiri,Vellore Dist, Tamil Nadu- 632 517 located in Vellore, Vellore, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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