Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Varanasi Visheshwarganj branch in Varanasi, Varanasi, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Canara Bank located in Varanasi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0019882. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Varanasi Visheshwarganj, Varanasi
Here are the main details that are associated with the IFSC Code CNRB0019882 of Canara Bank for its branch located in Varanasi, within the district of Varanasi in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0019882 |
| Branch | Varanasi Visheshwarganj |
| City | Varanasi |
| District | Varanasi |
| State | Uttar Pradesh |
| Address | 1St Floor Raghunath Complex Bhairavnath Chauraha Visheshwarganj Varanasi Uttar Pradesh India 221001 |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Varanasi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019882 for the Varanasi Visheshwarganj branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Varanasi Visheshwarganj, Varanasi, Uttar Pradesh, is provided with a unique IFSC like CNRB0019882 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Varanasi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Varanasi and Varanasi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Varanasi Visheshwarganj do not get mixed with another location.
Format of the IFSC Code CNRB0019882
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Varanasi Visheshwarganj in Varanasi.
For example, the IFSC Code CNRB0019882 of Canara Bank for the Varanasi Visheshwarganj branch has these elements, identifying the bank and the branch location in Varanasi and Uttar Pradesh correctly.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0019882 of Canara Bank for its Varanasi Visheshwarganj branch located in Varanasi, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Varanasi and Varanasi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Varanasi Visheshwarganj or Varanasi to find the exact IFSC Code CNRB0019882.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Varanasi will provide accurate information.
How to Use IFSC Code CNRB0019882 for Online Transfers?
Once you have the IFSC Code CNRB0019882 for the Varanasi Visheshwarganj branch of Canara Bank in Varanasi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0019882. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019882.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Varanasi Visheshwarganj in Varanasi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Varanasi Visheshwarganj, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Varanasi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Varanasi Visheshwarganj Varanasi branch is CNRB0019882.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 1St Floor Raghunath Complex Bhairavnath Chauraha Visheshwarganj Varanasi Uttar Pradesh India 221001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.