Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Harprasad Bishunpur Khem branch in Vaishali, Jandaha, Bihar, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Canara Bank located in Vaishali or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CNRB0004590. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Harprasad Bishunpur Khem, Vaishali
The table below shows the main details of the IFSC Code CNRB0004590 for the Canara Bank branch in Vaishali, which falls under the Jandaha district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0004590 |
| Branch | Harprasad Bishunpur Khem |
| City | Vaishali |
| District | Jandaha |
| State | Bihar |
| Address | Vill ┬Û Harprasad Bishunpur Khem Po ┬Û Marai Distt. Via ┬Û Jandaha Distt.- Vaishali (Bihar) Pin 844505 |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Vaishali for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004590 for the Harprasad Bishunpur Khem branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Harprasad Bishunpur Khem, Vaishali, Bihar, are allotted a unique IFSC like CNRB0004590 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vaishali.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Vaishali and Jandaha.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Harprasad Bishunpur Khem reaches the right place, even though there are thousands of branches in Bihar and across India.
Format of the IFSC Code CNRB0004590
This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Harprasad Bishunpur Khem in Vaishali.
For example, the IFSC Code CNRB0004590 of Canara Bank for the Harprasad Bishunpur Khem branch includes these elements, identifying the bank and the branch location in Vaishali and Bihar accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0004590 of Canara Bank for its Harprasad Bishunpur Khem branch located in Vaishali, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Vaishali and Jandaha, print them on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Harprasad Bishunpur Khem or Vaishali to get the exact IFSC Code CNRB0004590.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Vaishali, you'll get the correct details.
How to Use IFSC Code CNRB0004590 for Online Transfers?
Once you have the IFSC Code CNRB0004590 for the Harprasad Bishunpur Khem branch of Canara Bank in Vaishali, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0004590. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004590.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Harprasad Bishunpur Khem in Vaishali, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Harprasad Bishunpur Khem, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Vaishali manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0004590.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill ┬Û Harprasad Bishunpur Khem Po ┬Û Marai Distt. Via ┬Û Jandaha Distt.- Vaishali (Bihar) Pin 844505 located in Vaishali, Jandaha, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.