There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Ghauspur Ijra branch in Vaishali, Vaishali, Bihar, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Canara Bank situated in Vaishali or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code CNRB0017497. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Ghauspur Ijra, Vaishali
Here are the main details that are associated with the IFSC Code CNRB0017497 of Canara Bank for its branch located in Vaishali, within the district of Vaishali in the state of Bihar.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0017497 |
| Branch | Ghauspur Ijra |
| City | Vaishali |
| District | Vaishali |
| State | Bihar |
| Address | Gauspur Izra Vill Sadar Po Gauspur Izra District Vaishali Bihar India 84101 |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Vaishali for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0017497 for the Ghauspur Ijra branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0017497 is given to every bank branch, including Canara Bank located in Ghauspur Ijra, Vaishali, Bihar, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Vaishali.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Vaishali and Vaishali.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Ghauspur Ijra doesn't end up at another location.
Format of the IFSC Code CNRB0017497
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ghauspur Ijra in Vaishali.
For example, the IFSC Code CNRB0017497 of Canara Bank for the Ghauspur Ijra branch includes these elements, identifying the bank and the branch location in Vaishali and Bihar correctly.
How to Find IFSC Code for Canara Bank?
If you are looking for the IFSC Code CNRB0017497 of Canara Bank for its Ghauspur Ijra branch located in Vaishali, the following methods can help:
Cheque Book
The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Canara Bank branches in Vaishali and Vaishali, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Canara Bank and look for the branch locator section, then search for Ghauspur Ijra or Vaishali to get the exact IFSC Code CNRB0017497.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Vaishali, then it will provide you proper information.
How to Use IFSC Code CNRB0017497 for Online Transfers?
Once you have the IFSC Code CNRB0017497 for the Ghauspur Ijra branch of Canara Bank in Vaishali, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0017497. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0017497.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Ghauspur Ijra in Vaishali, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Ghauspur Ijra, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Vaishali manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0017497.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gauspur Izra Vill Sadar Po Gauspur Izra District Vaishali Bihar India 84101 located in Vaishali, Vaishali, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.