For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Uttarkashi branch in Uttar Kashi, Uttarkashi, Uttarakhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Uttar Kashi or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code CNRB0005493. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Uttarkashi, Uttar Kashi
Here are the key points that are associated with the IFSC Code CNRB0005493 of Canara Bank for its branch located in Uttar Kashi, within the district of Uttarkashi in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0005493 |
| Branch | Uttarkashi |
| City | Uttar Kashi |
| District | Uttarkashi |
| State | Uttarakhand |
| Address | Bhatwari Chowk Vpo Uttarkashi |
These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Uttar Kashi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0005493 for the Uttarkashi branch of Canara Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Uttarkashi, Uttar Kashi, Uttarakhand, are allotted a unique IFSC like CNRB0005493 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Uttar Kashi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Uttar Kashi and Uttarkashi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Uttarkashi reaches the right place, even though there are thousands of branches in Uttarakhand and across India.
Format of the IFSC Code CNRB0005493
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uttarkashi in Uttar Kashi.
For example, the IFSC Code CNRB0005493 of Canara Bank for the Uttarkashi branch includes these elements, identifying the bank and the branch location in Uttar Kashi and Uttarakhand accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0005493 of Canara Bank for its Uttarkashi branch located in Uttar Kashi, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Canara Bank branches in Uttar Kashi and Uttarkashi, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Uttarkashi or Uttar Kashi to get the exact IFSC Code CNRB0005493.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Uttar Kashi, you'll get the correct details.
How to Use IFSC Code CNRB0005493 for Online Transfers?
Once you have the IFSC Code CNRB0005493 for the Uttarkashi branch of Canara Bank in Uttar Kashi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0005493. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0005493.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Uttarkashi in Uttar Kashi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Uttarkashi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Uttar Kashi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0005493.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bhatwari Chowk Vpo Uttarkashi located in Uttar Kashi, Uttarkashi, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
