The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Kirwatti branch in Uttar Kannada, Kirwatti, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Uttar Kannada or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CNRB0010340. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Kirwatti, Uttar Kannada

Below in the table are the key details related to IFSC Code CNRB0010340 of Canara Bank for its branch located in Uttar Kannada, within the district of Kirwatti in the state of Karnataka.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0010340
Branch Kirwatti
City Uttar Kannada
District Kirwatti
State Karnataka
Address Mandal Panchayat Bldg Main Road Kirwatti Yellapur Tq Uttar Kannada Dist Karnataka 581412

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Uttar Kannada for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0010340 for the Kirwatti branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kirwatti, Uttar Kannada, Karnataka, is provided a unique IFSC like CNRB0010340 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Uttar Kannada.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Uttar Kannada and Kirwatti.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Kirwatti do not get misguided to another person.

Format of the IFSC Code CNRB0010340

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kirwatti in Uttar Kannada.

For example, the IFSC Code CNRB0010340 of Canara Bank for the Kirwatti branch includes these elements, identifying the bank and the branch location in Uttar Kannada and Karnataka correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0010340 of Canara Bank for its Kirwatti branch located in Uttar Kannada, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Uttar Kannada and Kirwatti, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Kirwatti or Uttar Kannada to get the exact IFSC Code CNRB0010340.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Uttar Kannada, you'll get the correct details.

How to Use IFSC Code CNRB0010340 for Online Transfers?

Once you have the IFSC Code CNRB0010340 for the Kirwatti branch of Canara Bank in Uttar Kannada, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0010340. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0010340.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Kirwatti in Uttar Kannada, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Kirwatti, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Uttar Kannada manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kirwatti, Uttar Kannada?

The IFSC Code is CNRB0010340.

Is the IFSC Code CNRB0010340 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kirwatti?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kirwatti branch?

The address of the branch is Mandal Panchayat Bldg Main Road Kirwatti Yellapur Tq Uttar Kannada Dist Karnataka 581412 located in Uttar Kannada, Kirwatti, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.