Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Kathgal branch in Uttar Kannada, Kathgal, Karnataka, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Uttar Kannada or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CNRB0010346. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Kathgal, Uttar Kannada

Here are the main details that are associated with the IFSC Code CNRB0010346 of Canara Bank for its branch located in Uttar Kannada, within the district of Kathgal in the state of Karnataka.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0010346
Branch Kathgal
City Uttar Kannada
District Kathgal
State Karnataka
Address Kathgal Kumta Tq Uttarkannada Dist Karnataka 581 444

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Uttar Kannada for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0010346 for the Kathgal branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kathgal, Uttar Kannada, Karnataka, is provided with a unique IFSC like CNRB0010346 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Uttar Kannada.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Uttar Kannada and Kathgal.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Kathgal do not get mixed with another location.

Format of the IFSC Code CNRB0010346

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kathgal in Uttar Kannada.

For example, the IFSC Code CNRB0010346 of Canara Bank for the Kathgal branch includes these elements, identifying the bank and the branch location in Uttar Kannada and Karnataka accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0010346 of Canara Bank for its Kathgal branch located in Uttar Kannada, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Uttar Kannada and Kathgal, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Kathgal or Uttar Kannada to get the exact IFSC Code CNRB0010346.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Uttar Kannada, you'll get the correct details.

How to Use IFSC Code CNRB0010346 for Online Transfers?

Once you have the IFSC Code CNRB0010346 for the Kathgal branch of Canara Bank in Uttar Kannada, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0010346. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0010346.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Kathgal in Uttar Kannada may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Kathgal, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Uttar Kannada manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kathgal, Uttar Kannada?

The IFSC Code is CNRB0010346.

Is the IFSC Code CNRB0010346 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kathgal?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kathgal branch?

The address of the branch is Kathgal Kumta Tq Uttarkannada Dist Karnataka 581 444 located in Uttar Kannada, Kathgal, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.