Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Kadthoka branch in Uttar Kannada, Kadtoka, or Karnataka, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Uttar Kannada or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CNRB0010323. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Kadthoka, Uttar Kannada

Here are some of the key details that come with the IFSC Code CNRB0010323 of Canara Bank for its branch located in Uttar Kannada, within the district of Kadtoka in the state of Karnataka.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0010323
Branch Kadthoka
City Uttar Kannada
District Kadtoka
State Karnataka
Address Pitrachaya Building Kadthoka Honavar Tq Uttar Kannada Dist Karnataka 581 338

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Uttar Kannada for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0010323 for the Kadthoka branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kadthoka, Uttar Kannada, Karnataka, is provided a unique IFSC like CNRB0010323 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Uttar Kannada.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Uttar Kannada and Kadtoka.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Kadthoka do not get misguided to another person.

Format of the IFSC Code CNRB0010323

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kadthoka in Uttar Kannada.

For example, the IFSC Code CNRB0010323 of Canara Bank for the Kadthoka branch includes these elements, identifying the bank and the branch location in Uttar Kannada and Karnataka accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0010323 of Canara Bank for its Kadthoka branch located in Uttar Kannada, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Uttar Kannada and Kadtoka, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Kadthoka or Uttar Kannada to get the exact IFSC Code CNRB0010323.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Uttar Kannada that will provide accurate information.

How to Use IFSC Code CNRB0010323 for Online Transfers?

Once you have the IFSC Code CNRB0010323 for the Kadthoka branch of Canara Bank in Uttar Kannada, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0010323. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0010323.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Kadthoka in Uttar Kannada, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Kadthoka, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Uttar Kannada manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Kadthoka Uttar Kannada?

The IFSC Code of the Kadthoka Uttar Kannada branch is CNRB0010323.

Is IFSC Code CNRB0010323 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Kadthoka branch?

The branch is located at Pitrachaya Building Kadthoka Honavar Tq Uttar Kannada Dist Karnataka 581 338.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.