The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Raiganj Ii branch in Uttar Dinajpur, Raiganj, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in Uttar Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0019784. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Raiganj Ii, Uttar Dinajpur
Here are the key points that are associated with the IFSC Code CNRB0019784 of Canara Bank for its branch located in Uttar Dinajpur, within the district of Raiganj in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0019784 |
| Branch | Raiganj Ii |
| City | Uttar Dinajpur |
| District | Raiganj |
| State | West Bengal |
| Address | Social Welfare Institute Raiganj Mohan Bati Near Geetanjali Cinema North Dinajpur West Bengal India 733130 |
These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Uttar Dinajpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019784 for the Raiganj Ii branch of Canara Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0019784 is given to every bank branch, including Canara Bank located in Raiganj Ii, Uttar Dinajpur, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Uttar Dinajpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Uttar Dinajpur and Raiganj.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Raiganj Ii doesn't end up at another location.
Format of the IFSC Code CNRB0019784
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raiganj Ii in Uttar Dinajpur.
For example, the IFSC Code CNRB0019784 of Canara Bank for the Raiganj Ii branch includes these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal correctly.
How to Find IFSC Code for Canara Bank?
If you are looking for the IFSC Code CNRB0019784 of Canara Bank for its Raiganj Ii branch located in Uttar Dinajpur, the following methods can help:
Cheque Book
The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Canara Bank branches in Uttar Dinajpur and Raiganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Canara Bank and look for the branch locator section, then search for Raiganj Ii or Uttar Dinajpur to get the exact IFSC Code CNRB0019784.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Uttar Dinajpur, then it will provide you proper information.
How to Use IFSC Code CNRB0019784 for Online Transfers?
Once you have the IFSC Code CNRB0019784 for the Raiganj Ii branch of Canara Bank in Uttar Dinajpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0019784. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0019784.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Raiganj Ii in Uttar Dinajpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Raiganj Ii, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Uttar Dinajpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0019784.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Social Welfare Institute Raiganj Mohan Bati Near Geetanjali Cinema North Dinajpur West Bengal India 733130 located in Uttar Dinajpur, Raiganj, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.