Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Yermalthenka branch in Udipi, Yermal-Thenka, Karnataka, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Canara Bank located in Udipi or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CNRB0000655. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Yermalthenka, Udipi
The table below shows the main details of the IFSC Code CNRB0000655 for the Canara Bank branch in Udipi, which falls under the Yermal-Thenka district in Karnataka.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0000655 |
| Branch | Yermalthenka |
| City | Udipi |
| District | Yermal-Thenka |
| State | Karnataka |
| Address | H 5/15,, Mangalore- Udupi Main Road,, Yermal Thenka-,Udupi Dist, Karnataka - 574119 |
These details helps users in online banking and for businesses and individuals who use Canara Bank in Udipi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0000655 for the Yermalthenka branch of Canara Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Yermalthenka, Udipi, Karnataka, are allotted a unique IFSC like CNRB0000655 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Udipi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Udipi and Yermal-Thenka.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Canara Bank in Yermalthenka reaches the right place, even though there are thousands of branches in Karnataka and across India.
Format of the IFSC Code CNRB0000655
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Yermalthenka in Udipi.
For example, the IFSC Code CNRB0000655 of Canara Bank for the Yermalthenka branch includes these elements, identifying the bank and the branch location in Udipi and Karnataka correctly.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0000655 of Canara Bank for its Yermalthenka branch located in Udipi, the following methods can help:
Cheque Book
The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Udipi and Yermal-Thenka, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and find the branch locator section. Search for Yermalthenka or Udipi to get the exact IFSC Code CNRB0000655.
Mobile Banking App
If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Udipi that will provide accurate information.
How to Use IFSC Code CNRB0000655 for Online Transfers?
Once you have the IFSC Code CNRB0000655 for the Yermalthenka branch of Canara Bank in Udipi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0000655. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0000655.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Yermalthenka in Udipi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Yermalthenka, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Udipi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0000655.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is H 5/15,, Mangalore- Udupi Main Road,, Yermal Thenka-,Udupi Dist, Karnataka - 574119 located in Udipi, Yermal-Thenka, Karnataka.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.