For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Saijana branch in Udham Singh Nagar, Kichcha, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code CNRB0004695. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Saijana, Udham Singh Nagar

Here are the key points that are associated with the IFSC Code CNRB0004695 of Canara Bank for its branch located in Udham Singh Nagar, within the district of Kichcha in the state of Uttarakhand.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004695
Branch Saijana
City Udham Singh Nagar
District Kichcha
State Uttarakhand
Address C/O Vijay Singh Yadav Vill ┬Û Saijana Tehsil ┬Û Kiccha Distt ┬Û Udham Singh Nagar Uttarakhand Pin - 263148

These details help users in online banking and for businesses and individuals who use Canara Bank in Udham Singh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004695 for the Saijana branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Saijana, Udham Singh Nagar, Uttarakhand, are given a unique IFSC like CNRB0004695 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Udham Singh Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Udham Singh Nagar and Kichcha.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Canara Bank in Saijana goes to the correct branch. This is important because Canara Bank has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CNRB0004695

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Saijana in Udham Singh Nagar.

For example, the IFSC Code CNRB0004695 of Canara Bank for the Saijana branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0004695 of Canara Bank for its Saijana branch located in Udham Singh Nagar, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Udham Singh Nagar and Kichcha, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Saijana or Udham Singh Nagar to find the exact IFSC Code CNRB0004695.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Udham Singh Nagar will provide accurate information.

How to Use IFSC Code CNRB0004695 for Online Transfers?

Once you have the IFSC Code CNRB0004695 for the Saijana branch of Canara Bank in Udham Singh Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004695. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0004695.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Saijana in Udham Singh Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Saijana, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Udham Singh Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Saijana Udham Singh Nagar?

The IFSC Code of the Saijana Udham Singh Nagar branch is CNRB0004695.

Is IFSC Code CNRB0004695 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Saijana branch?

The branch is located at C/O Vijay Singh Yadav Vill ┬Û Saijana Tehsil ┬Û Kiccha Distt ┬Û Udham Singh Nagar Uttarakhand Pin - 263148.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.