Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Khatima branch in Udham Singh Nagar, Khatima, Uttarakhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Udham Singh Nagar or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code CNRB0006234. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Khatima, Udham Singh Nagar

Here are the key points that are associated with the IFSC Code CNRB0006234 of Canara Bank for its branch located in Udham Singh Nagar, within the district of Khatima in the state of Uttarakhand.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0006234
Branch Khatima
City Udham Singh Nagar
District Khatima
State Uttarakhand
Address Canara Bank Nainital Roller Flour Mill,Tanakpur Road,Khatima,Dist Udhamsingh Nagar Khatima Uttarkhand 262308

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Udham Singh Nagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0006234 for the Khatima branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Khatima, Udham Singh Nagar, Uttarakhand, are allotted a unique IFSC like CNRB0006234 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Udham Singh Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Udham Singh Nagar and Khatima.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Khatima reaches the right place, even though there are thousands of branches in Uttarakhand and across India.

Format of the IFSC Code CNRB0006234

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khatima in Udham Singh Nagar.

For example, the IFSC Code CNRB0006234 of Canara Bank for the Khatima branch includes these elements, identifying the bank and the branch location in Udham Singh Nagar and Uttarakhand accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0006234 of Canara Bank for its Khatima branch located in Udham Singh Nagar, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Udham Singh Nagar and Khatima, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Khatima or Udham Singh Nagar to get the exact IFSC Code CNRB0006234.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Udham Singh Nagar, you'll get the correct details.

How to Use IFSC Code CNRB0006234 for Online Transfers?

Once you have the IFSC Code CNRB0006234 for the Khatima branch of Canara Bank in Udham Singh Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0006234. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0006234.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Khatima in Udham Singh Nagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Khatima, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Udham Singh Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Khatima, Udham Singh Nagar?

The IFSC Code is CNRB0006234.

Is the IFSC Code CNRB0006234 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Khatima?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Khatima branch?

The address of the branch is Canara Bank Nainital Roller Flour Mill,Tanakpur Road,Khatima,Dist Udhamsingh Nagar Khatima Uttarkhand 262308 located in Udham Singh Nagar, Khatima, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.