For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Karakonam Kunnathukkal branch in Thiruvananthapuram, Karakonam, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0014023. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Karakonam Kunnathukkal, Thiruvananthapuram

Below in the table are the key details related to IFSC Code CNRB0014023 of Canara Bank for its branch located in Thiruvananthapuram, within the district of Karakonam in the state of Kerala.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0014023
Branch Karakonam Kunnathukkal
City Thiruvananthapuram
District Karakonam
State Kerala
Address Dr Sm Csi Medical College Karakonam P O Pin 695504

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Thiruvananthapuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0014023 for the Karakonam Kunnathukkal branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Karakonam Kunnathukkal, Thiruvananthapuram, Kerala, are given a unique IFSC like CNRB0014023 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thiruvananthapuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Thiruvananthapuram and Karakonam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Canara Bank in Karakonam Kunnathukkal goes to the correct branch. This is important because Canara Bank has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CNRB0014023

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Karakonam Kunnathukkal in Thiruvananthapuram.

For example, the IFSC Code CNRB0014023 of Canara Bank for the Karakonam Kunnathukkal branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0014023 of Canara Bank for its Karakonam Kunnathukkal branch located in Thiruvananthapuram, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Thiruvananthapuram and Karakonam, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Karakonam Kunnathukkal or Thiruvananthapuram to find the exact IFSC Code CNRB0014023.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Thiruvananthapuram will provide accurate information.

How to Use IFSC Code CNRB0014023 for Online Transfers?

Once you have the IFSC Code CNRB0014023 for the Karakonam Kunnathukkal branch of Canara Bank in Thiruvananthapuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0014023. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0014023.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Karakonam Kunnathukkal in Thiruvananthapuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Karakonam Kunnathukkal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thiruvananthapuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Karakonam Kunnathukkal, Thiruvananthapuram?

The IFSC Code is CNRB0014023.

Is the IFSC Code CNRB0014023 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Karakonam Kunnathukkal?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Karakonam Kunnathukkal branch?

The address of the branch is Dr Sm Csi Medical College Karakonam P O Pin 695504 located in Thiruvananthapuram, Karakonam, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.