For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Kadamalaigundu branch in Theni, Kadamalaigundu, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Theni or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CNRB0001349. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Kadamalaigundu, Theni

The table below shows the main details of the IFSC Code CNRB0001349 for the Canara Bank branch in Theni, which falls under the Kadamalaigundu district in Tamil Nadu.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0001349
Branch Kadamalaigundu
City Theni
District Kadamalaigundu
State Tamil Nadu
Address Door No.270, Varusanadu, Main Road,, Kadamalaigundu 625579

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Theni for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0001349 for the Kadamalaigundu branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kadamalaigundu, Theni, Tamil Nadu, is provided a unique IFSC like CNRB0001349 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Theni.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Theni and Kadamalaigundu.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Kadamalaigundu do not get misguided to another person.

Format of the IFSC Code CNRB0001349

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kadamalaigundu in Theni.

For example, the IFSC Code CNRB0001349 of Canara Bank for the Kadamalaigundu branch includes these elements, identifying the bank and the branch location in Theni and Tamil Nadu accurately.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0001349 of Canara Bank for its Kadamalaigundu branch located in Theni, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Theni and Kadamalaigundu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Kadamalaigundu or Theni to find the exact IFSC Code CNRB0001349.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Theni will provide accurate information.

How to Use IFSC Code CNRB0001349 for Online Transfers?

Once you have the IFSC Code CNRB0001349 for the Kadamalaigundu branch of Canara Bank in Theni, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0001349. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0001349.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Kadamalaigundu in Theni may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Kadamalaigundu, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Theni to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kadamalaigundu, Theni?

The IFSC Code is CNRB0001349.

Is the IFSC Code CNRB0001349 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kadamalaigundu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kadamalaigundu branch?

The address of the branch is Door No.270, Varusanadu, Main Road,, Kadamalaigundu 625579 located in Theni, Kadamalaigundu, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.