For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Ramanujganj branch in Surguja, Ramanujganj, Chhattisgarh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Surguja or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code CNRB0006699. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Ramanujganj, Surguja

Here are the key points that are associated with the IFSC Code CNRB0006699 of Canara Bank for its branch located in Surguja, within the district of Ramanujganj in the state of Chhattisgarh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0006699
Branch Ramanujganj
City Surguja
District Ramanujganj
State Chhattisgarh
Address Canara Bank Khasara No 631,Nr Rest House Road,Near Police Thana,Ramanujganj Ramanujganj,Balrampur Dist Chattisgarh 497220

These details help users in online banking and for businesses and individuals who use Canara Bank in Surguja for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0006699 for the Ramanujganj branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Ramanujganj, Surguja, Chhattisgarh, is provided with a unique IFSC like CNRB0006699 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Surguja.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Surguja and Ramanujganj.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Chhattisgarh and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Ramanujganj do not get mixed with another location.

Format of the IFSC Code CNRB0006699

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ramanujganj in Surguja.

For example, the IFSC Code CNRB0006699 of Canara Bank for the Ramanujganj branch includes these elements, identifying the bank and the branch location in Surguja and Chhattisgarh correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0006699 of Canara Bank for its Ramanujganj branch located in Surguja, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Surguja and Ramanujganj, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Ramanujganj or Surguja to get the exact IFSC Code CNRB0006699.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Surguja, you'll get the correct details.

How to Use IFSC Code CNRB0006699 for Online Transfers?

If you have the IFSC Code CNRB0006699 for the Ramanujganj branch of Canara Bank in Surguja, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0006699. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0006699.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Ramanujganj in Surguja, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Ramanujganj, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surguja manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Ramanujganj Surguja?

The IFSC Code of the Ramanujganj Surguja branch is CNRB0006699.

Is IFSC Code CNRB0006699 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Ramanujganj branch?

The branch is located at Canara Bank Khasara No 631,Nr Rest House Road,Near Police Thana,Ramanujganj Ramanujganj,Balrampur Dist Chattisgarh 497220.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.