For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Surendranagar, Dist Hq branch in Surendranagar, Surendranagar, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Surendranagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code CNRB0003254. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Surendranagar, Dist Hq, Surendranagar
The table below shows the main details of the IFSC Code CNRB0003254 for the Canara Bank branch in Surendranagar, which falls under the Surendranagar district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0003254 |
| Branch | Surendranagar, Dist Hq |
| City | Surendranagar |
| District | Surendranagar |
| State | Gujarat |
| Address | Canara Bank, 11,12,13, Ground Floor, Rajvir Shopping Mall, Near Srekhawadi Bus Stand Road, Surendranagar - 363 001, Dist Surendranagar,Gujrat |
These details helps users in online banking and for businesses and individuals who use Canara Bank in Surendranagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0003254 for the Surendranagar, Dist Hq branch of Canara Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0003254 is given to every bank branch, including Canara Bank located in Surendranagar, Dist Hq, Surendranagar, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Surendranagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Surendranagar and Surendranagar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Surendranagar, Dist Hq doesn't end up at another location.
Format of the IFSC Code CNRB0003254
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Surendranagar, Dist Hq in Surendranagar.
For example, the IFSC Code CNRB0003254 of Canara Bank for the Surendranagar, Dist Hq branch includes these elements, identifying the bank and the branch location in Surendranagar and Gujarat accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0003254 of Canara Bank for its Surendranagar, Dist Hq branch located in Surendranagar, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Surendranagar and Surendranagar, print them on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Surendranagar, Dist Hq or Surendranagar to get the exact IFSC Code CNRB0003254.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Surendranagar, you'll get the correct details.
How to Use IFSC Code CNRB0003254 for Online Transfers?
Once you have the IFSC Code CNRB0003254 for the Surendranagar, Dist Hq branch of Canara Bank in Surendranagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0003254. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0003254.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Surendranagar, Dist Hq in Surendranagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Surendranagar, Dist Hq, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Surendranagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0003254.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Canara Bank, 11,12,13, Ground Floor, Rajvir Shopping Mall, Near Srekhawadi Bus Stand Road, Surendranagar - 363 001, Dist Surendranagar,Gujrat located in Surendranagar, Surendranagar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.