For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Curtorim Goa branch in South Goa, Curtorim, Goa, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in South Goa or anywhere in Goa can transfer funds instantly by using the correct IFSC Code CNRB0004766. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Curtorim Goa, South Goa

Below in the table are the key details related to IFSC Code CNRB0004766 of Canara Bank for its branch located in South Goa, within the district of Curtorim in the state of Goa.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004766
Branch Curtorim Goa
City South Goa
District Curtorim
State Goa
Address Peral Appartment Dando Curtorim Goa 403709

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in South Goa for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004766 for the Curtorim Goa branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Curtorim Goa, South Goa, Goa, is provided a unique IFSC like CNRB0004766 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in South Goa.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like South Goa and Curtorim.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Goa and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Curtorim Goa do not get misguided to another person.

Format of the IFSC Code CNRB0004766

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Curtorim Goa in South Goa.

For example, the IFSC Code CNRB0004766 of Canara Bank for the Curtorim Goa branch includes these elements, identifying the bank and the branch location in South Goa and Goa accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0004766 of Canara Bank for its Curtorim Goa branch located in South Goa, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in South Goa and Curtorim, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Curtorim Goa or South Goa to get the exact IFSC Code CNRB0004766.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and South Goa, you'll get the correct details.

How to Use IFSC Code CNRB0004766 for Online Transfers?

Once you have the IFSC Code CNRB0004766 for the Curtorim Goa branch of Canara Bank in South Goa, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0004766. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004766.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Curtorim Goa in South Goa, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Curtorim Goa, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in South Goa to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Curtorim Goa, South Goa?

The IFSC Code is CNRB0004766.

Is the IFSC Code CNRB0004766 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Curtorim Goa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Curtorim Goa branch?

The address of the branch is Peral Appartment Dando Curtorim Goa 403709 located in South Goa, Curtorim, Goa.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.