Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Kolkata Raja Ram Mohan Roy Road branch in South 24 Parganas, Bhangore, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in South 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0006286. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Kolkata Raja Ram Mohan Roy Road, South 24 Parganas

Here are some of the key details that come with the IFSC Code CNRB0006286 of Canara Bank for its branch located in South 24 Parganas, within the district of Bhangore in the state of West Bengal.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0006286
Branch Kolkata Raja Ram Mohan Roy Road
City South 24 Parganas
District Bhangore
State West Bengal
Address 796K,Raja Ram Mohan Roy Road,P O Behala,Dist 24 Pargana South Kolkata West Bengal 700008

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in South 24 Parganas for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0006286 for the Kolkata Raja Ram Mohan Roy Road branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kolkata Raja Ram Mohan Roy Road, South 24 Parganas, West Bengal, is provided with a unique IFSC like CNRB0006286 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in South 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like South 24 Parganas and Bhangore.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Kolkata Raja Ram Mohan Roy Road do not get mixed with another location.

Format of the IFSC Code CNRB0006286

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kolkata Raja Ram Mohan Roy Road in South 24 Parganas.

For example, the IFSC Code CNRB0006286 of Canara Bank for the Kolkata Raja Ram Mohan Roy Road branch has these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0006286 of Canara Bank for its Kolkata Raja Ram Mohan Roy Road branch located in South 24 Parganas, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in South 24 Parganas and Bhangore, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Kolkata Raja Ram Mohan Roy Road or South 24 Parganas to get the exact IFSC Code CNRB0006286.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and South 24 Parganas, you'll get the correct details.

How to Use IFSC Code CNRB0006286 for Online Transfers?

Once you have the IFSC Code CNRB0006286 for the Kolkata Raja Ram Mohan Roy Road branch of Canara Bank in South 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0006286. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0006286.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Kolkata Raja Ram Mohan Roy Road in South 24 Parganas, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Kolkata Raja Ram Mohan Roy Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in South 24 Parganas to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kolkata Raja Ram Mohan Roy Road, South 24 Parganas?

The IFSC Code is CNRB0006286.

Is the IFSC Code CNRB0006286 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kolkata Raja Ram Mohan Roy Road?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kolkata Raja Ram Mohan Roy Road branch?

The address of the branch is 796K,Raja Ram Mohan Roy Road,P O Behala,Dist 24 Pargana South Kolkata West Bengal 700008 located in South 24 Parganas, Bhangore, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.