The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Barrackpore Ii branch in South 24 Parganas, Barrackpore, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Canara Bank located in South 24 Parganas or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0019774. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Canara Bank, Barrackpore Ii, South 24 Parganas
Here are the main details that are associated with the IFSC Code CNRB0019774 of Canara Bank for its branch located in South 24 Parganas, within the district of Barrackpore in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0019774 |
| Branch | Barrackpore Ii |
| City | South 24 Parganas |
| District | Barrackpore |
| State | West Bengal |
| Address | No 195 Barasat Road Nonachandpukur Block Barrackpore North 24 Parganas L 700 122 |
These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in South 24 Parganas for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0019774 for the Barrackpore Ii branch of Canara Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0019774 is given to every bank branch, including Canara Bank located in Barrackpore Ii, South 24 Parganas, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in South 24 Parganas.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like South 24 Parganas and Barrackpore.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Barrackpore Ii doesn't end up at another location.
Format of the IFSC Code CNRB0019774
This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Barrackpore Ii in South 24 Parganas.
For example, the IFSC Code CNRB0019774 of Canara Bank for the Barrackpore Ii branch includes these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0019774 of Canara Bank for its Barrackpore Ii branch located in South 24 Parganas, the following methods can help:
Cheque Book
The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in South 24 Parganas and Barrackpore, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and find the branch locator section. Search for Barrackpore Ii or South 24 Parganas to get the exact IFSC Code CNRB0019774.
Mobile Banking App
If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and South 24 Parganas that will provide accurate information.
How to Use IFSC Code CNRB0019774 for Online Transfers?
Once you have the IFSC Code CNRB0019774 for the Barrackpore Ii branch of Canara Bank in South 24 Parganas, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code CNRB0019774. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019774.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Barrackpore Ii in South 24 Parganas, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Barrackpore Ii, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in South 24 Parganas manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0019774.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is No 195 Barasat Road Nonachandpukur Block Barrackpore North 24 Parganas L 700 122 located in South 24 Parganas, Barrackpore, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.